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Business phone system for title abstract and settlement offices

How title abstract and settlement offices use the phone, how big their teams are, where they operate, and what calling and texting cost on Callata versus per-seat pricing.

U.S. establishments
9,825CBP 2023
Employees
62,997mid-March 2023
Avg. team
6.4employees per establishment
Metro areas
420with published counts

Title abstract and settlement offices in the United States

County Business Patterns counted 9,825 title abstract and settlement offices in the U.S. in 2023 (NAICS 541191, Title Abstract and Settlement Offices). They employed 62,997 people in mid-March and paid $4.2 billion in annual payroll. The average establishment has 6.4 employees. That is 2.9 establishments for every 100,000 residents.

Florida has the most (1,099), followed by Texas (985), New York (497), and Virginia (464). Relative to population, North Dakota leads with 7.2 per 100,000 residents, and Connecticut has the fewest at 0.5.

Title abstract and settlement offices in the U.S., 2023
MeasureUnited States
Establishments9,825
Mid-March employees62,997
Annual payroll$4,187,093,000
Payroll per employee$66,465
Employees per establishment6.4

Source: Census County Business Patterns 2023.

Why the phone matters for title abstract and settlement offices

Title and escrow offices coordinate closings among buyers, sellers, agents and lenders, and nearly every party calls for status. Wire-fraud concerns also mean callers often phone to verify instructions.

Calls title abstract and settlement offices commonly handle:

Texting and after-hours calls

Offices text closing reminders and document requests while avoiding sending wiring instructions by text.

Evening calls are usually status questions from buyers and agents that can be returned the next morning.

Never send or change wiring instructions by text or voicemail; confirm them by calling a known number.

How big title abstract and settlement offices are

62.9% of U.S. title abstract and settlement offices with employees had fewer than five people in March 2023. 84.6% had fewer than ten. Most phone decisions in this industry are made for small teams, where one shared number and sensible routing matter more than a desk phone per person.

U.S. title abstract and settlement offices by employment size, 2023
Employment sizeEstablishmentsShare
1–4 employees6,17862.9%
5–9 employees2,13521.7%
10–19 employees9729.9%
20–49 employees4334.4%
50 or more employees1061.1%

Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.

Title abstract and settlement offices by state

Establishment counts for the 51 states (and DC) where Census published a figure, with the rate per 100,000 residents.

Title abstract and settlement offices by state, 2023
StateEstablishmentsEmployeesPer 100k residents
Florida1,0995,6184.7
Texas9857,3163.1
New York4972,5572.5
Virginia4642,3645.3
Pennsylvania4593,7873.5
Ohio4252,6993.6
Maryland3351,8605.3
California3283,0560.8
Tennessee3031,9314.2
Louisiana2901,2106.3
New Jersey2661,9462.8
Oklahoma2622,0236.4
Minnesota2551,4404.4
Michigan2452,1552.4
Missouri2441,5753.9
Illinois2431,4721.9
Arizona2351,7763.1
Indiana2321,5363.4
Arkansas2201,4187.1
Wisconsin2191,3803.7
Georgia2031,6731.8
Kansas146—4.9
Colorado1421,3302.4
Utah1389503.9
Iowa1377184.2
Alabama1316282.5
Washington1211,1261.5
South Carolina1113732.0
Idaho97—4.8
Kentucky935512.0
North Carolina805810.7
Montana77—6.8
Massachusetts743451.0
Nevada692762.1
Nebraska613023.0
North Dakota573547.2
Mississippi532911.8
Rhode Island503304.5
Oregon49—1.1
South Dakota482745.2
Maine451803.2
New Hampshire442733.1
West Virginia381422.1
New Mexico362851.7
Wyoming281564.8
District of Columbia261393.7
Connecticut19470.5
Delaware19601.8
Hawaii13450.9
Alaska9—1.2
Vermont5—0.8

Source: Census County Business Patterns 2023; Census Vintage 2024 state population estimates.

Largest metro areas for title abstract and settlement offices

Census published title and settlement office counts for 420 metro and micropolitan areas. The 25 largest:

Top metro areas for title abstract and settlement offices by establishments, 2023
AreaEstablishmentsEmployees
New York, NY-NJ5152,739
Washington, DC-VA-MD-WV3922,206
Miami, FL3671,382
Dallas, TX3062,763
Philadelphia, PA-NJ-DE-MD2161,441
Tampa, FL176822
Phoenix, AZ1661,129
Minneapolis, MN-WI160—
Atlanta, GA1581,578
Baltimore, MD152829
Chicago, IL-IN146999
Orlando, FL1391,041
Houston, TX138930
Nashville, TN133869
Pittsburgh, PA1162,588
St. Louis, MO-IL100—
Columbus, OH100813
Detroit, MI991,138
Cleveland, OH93764
Los Angeles, CA921,343
Oklahoma City, OK83467
Virginia Beach, VA-NC77597
Austin, TX74670
Boston, MA-NH71409
New Orleans, LA71399

What a phone system costs a title and settlement office in the U.S.

The average U.S. title and settlement office has 6.4 employees, so the comparison uses a 6-person team. Priced per seat, 6 users would run $180.00 a month on RingCentral RingEX Core and $149.70 on Ooma Office Pro (month-to-month list prices, checked September 28, 2026). On Callata the same 6 people cost $119.00 a month, less than either per-seat plan.

The annual difference against RingCentral's monthly list price comes to $732. Some vendors discount annual contracts; the table shows month-to-month prices.

Monthly list price for a 6-person title and settlement office
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$119.00$1,428.00
Quo (Starter)$19.00 per user$114.00$1,368.00
Nextiva (Core)$23.00 per user$138.00$1,656.00
Ooma (Office Pro)$24.95 per user$149.70$1,796.40
Dialpad (Standard)$27.00 per user$162.00$1,944.00
RingCentral (RingEX Core)$30.00 per user$180.00$2,160.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

How Callata works for title abstract and settlement offices

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

Existing numbers can be ported at no charge, and team texting turns on after the one-time $49 carrier registration (10DLC) is approved.

Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.

Frequently asked questions

How many title abstract and settlement offices are in the U.S.?

9,825 in 2023, according to Census County Business Patterns (NAICS 541191).

What does a phone system cost a 6-person title and settlement office?

$180.00 a month on RingCentral RingEX Core or $149.70 on Ooma Office Pro at month-to-month list prices (checked September 28, 2026); $119.00 a month on Callata, where $99 covers the first 5 users.

Can title abstract and settlement offices keep their existing number?

Yes. Porting an existing number to Callata is free.

Can an AI agent answer calls for a title and settlement office?

Callata's optional AI receptionist, sales, support and scheduler agents can answer calls, take messages, text, email and transfer to your team. They identify themselves as AI and use prepaid AI minutes at $0.25 per minute.