CallataGuidesGet a local business phone number in South Bend, IN
South Bend's area code, prefixes and carriers from NANPA records, and how to put a South Bend number in front of your customers.
- Area code
- 574
- Exchanges
- 113NANPA-assigned
- Carriers
- 27
- Population
- 103,713Census 2024 est.
South Bend area codes
With 103,713 residents in the Census 2024 estimate, South Bend sits in St. Joseph County, Indiana. All 113 exchanges NANPA lists for its rate center are in area code 574. South Bend is in the Eastern and Central time zone.
According to NANPA's dialing-plan data, local calls within 574 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits.
| Area code | Exchanges here | Share | In service since | Overlay with | Time zone |
|---|---|---|---|---|---|
| 574 | 113 | 100% | 2002 | none | Eastern and Central |
Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.
South Bend exchanges by carrier
27 carriers hold the 113 exchanges assigned to South Bend's rate center. Indiana Bell Tel CO INC has the most, with 38. 71 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. The table counts codes by the operating company NANPA assigned them to, not by who serves each number today.
| Carrier (NANPA operating company) | Exchanges | Share |
|---|---|---|
| Indiana Bell Tel CO INC | 38 | 34% |
| New Cingular Wireless PCS, LLC - Il | 14 | 12% |
| Cellco Partnership d/b/a Verizon Wireless - In | 9 | 8.0% |
| Omnipoint Communications Midwest Operations, LLC | 9 | 8.0% |
| Onvoy, LLC - In | 8 | 7.1% |
| Paetec Itel, LLC | 4 | 3.5% |
| Teleport Communications America, LLC - In | 4 | 3.5% |
| Metropcs, INC. | 4 | 3.5% |
| Bandwidth.com CLEC, LLC - In | 2 | 1.8% |
| Level 3 Communications, LLC - In | 2 | 1.8% |
| Nuso, LLC | 2 | 1.8% |
| AT&T Enterprises, LLC | 2 | 1.8% |
Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.
South Bend phone prefixes
These are the central office codes NANPA records for South Bend. A caller seeing one of them recognizes a local number. The earliest assignment date recorded in the file for these codes is 2001. 11 of the 113 were assigned in 2020 or later.
| Area code | Prefixes (NXX) |
|---|---|
| 574 | 204, 208, 210, 213, 217, 220, 222, 229, 231, 232, 233, 234, 235, 236, 237, 239, 243, 245, 246, 247, 250, 251, 252, 254, 255, 256, 257, 258, 259, 261, 271, 272, 273, 274, 276, 277, 280, 282, 283, 284, 286, 287, 288, 289, 291, 292, 298, 299, 300, 302, 303, 307, 309, 310, 314, 315, 318, 323, 334, 335, 339, 340, 344, 345, 347, 360, 366, 367, 378, 381, 383, 386, 387, 393, 395, 397, 400, 401, 402, 404, 406, 409, 412, 413, 414, 415, 440, 472, 485, 514, 520, 532, 544, 587, 631, 634, 647, 666, 703, 710, 800, 807, 850, 855, 876, 888, 895, 904, 931, 968, 990, 993, 999 |
Source: NANPA utilized central office code file.
When South Bend's exchanges were assigned
Assignment dates show when each block of South Bend numbers was added to the local supply.
| Decade assigned | Exchanges | Share |
|---|---|---|
| 2000s | 20 | 37% |
| 2010s | 23 | 43% |
| 2020s | 11 | 20% |
Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.
What makes a number local to South Bend
NANPA ties every exchange to a rate center. For South Bend that is SOUTH BEND, so a number from one of these exchanges reads as local to people in and around South Bend.
If your business already has a South Bend number, porting it to Callata is free and keeps it on your cards, listings and vehicles.
Businesses around South Bend
South Bend is part of the South Bend-Mishawaka, IN-MI metro area, home to 325,000 people in 2024. County Business Patterns counted 6,736 business establishments in the South Bend, IN-MI metro area in 2023, employing 127,843 people. The largest sectors by establishment count are retail trade (988), health care and social assistance (834), and other services (except public administration) (741).
| Industry | Establishments | Employees | Employees per establishment |
|---|---|---|---|
| Limited-service restaurants | 242 | 5,163 | 21.3 |
| Full-service restaurants | 228 | 5,029 | 22.1 |
| Landscaping services | 126 | 600 | 4.8 |
| Insurance agencies and brokerages | 121 | 739 | 6.1 |
| Physician practices | 119 | 3,244 | 27.3 |
| Residential remodelers | 106 | 447 | 4.2 |
| Dental offices | 89 | 919 | 10.3 |
| Law offices | 86 | 498 | 5.8 |
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
A South Bend number on Callata
Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.
If you already have a number in South Bend, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.
Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.
Per-seat phone plans multiply by headcount. For the rounded average establishment size in the South Bend, IN-MI metro area, 19 users on RingCentral RingEX Core come to $570.00 a month and on Ooma Office Pro $474.05, at month-to-month list prices checked September 28, 2026. On Callata the same 19 people cost $379.00 a month, less than either per-seat plan.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $379.00 | $4,548.00 |
| Quo (Starter) | $19.00 per user | $361.00 | $4,332.00 |
| Nextiva (Core) | $23.00 per user | $437.00 | $5,244.00 |
| Ooma (Office Pro) | $24.95 per user | $474.05 | $5,688.60 |
| Dialpad (Standard) | $27.00 per user | $513.00 | $6,156.00 |
| RingCentral (RingEX Core) | $30.00 per user | $570.00 | $6,840.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Frequently asked questions
What area code is South Bend, IN?
574. All exchanges NANPA lists for South Bend are in 574.
How many phone companies have exchanges in South Bend?
27, holding 113 exchanges between them, according to NANPA's 10/01/2026 file.
Can I keep my existing South Bend business number?
Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.
How much is a business phone line in South Bend?
Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 19 users come to $379.00 a month. For comparison, 19 users on RingCentral RingEX Core list at $570.00 a month (checked September 28, 2026).