Get a local business phone number in Elkhart, IN
Elkhart's area code, prefixes and carriers from NANPA records, and how to put a Elkhart number in front of your customers.
- Area code
- 574
- Exchanges
- 46NANPA-assigned
- Carriers
- 14
- Population
- 53,690Census 2024 est.
Area codes in Elkhart
Elkhart, in Elkhart County, Indiana, had a Census-estimated population of 53,690 in July 2024. All 46 exchanges NANPA lists for its rate center are in area code 574. Elkhart is in the Eastern and Central time zone.
According to NANPA's dialing-plan data, local calls within 574 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits.
| Area code | Exchanges here | Share | In service since | Overlay with | Time zone |
|---|---|---|---|---|---|
| 574 | 46 | 100% | 2002 | none | Eastern and Central |
Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.
Phone carriers in Elkhart
14 carriers hold the 46 exchanges assigned to Elkhart's rate center. Frontier North, INC.. - In has the most, with 12. 31 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. Holding a code means NANPA assigned that block of numbers to the carrier for this rate center; individual numbers may since have been ported elsewhere.
| Carrier (NANPA operating company) | Exchanges | Share |
|---|---|---|
| Frontier North, INC.. - In | 12 | 26% |
| Cellco Partnership d/b/a Verizon Wireless - In | 10 | 22% |
| New Cingular Wireless PCS, LLC - Il | 7 | 15% |
| Omnipoint Communications Midwest Operations, LLC | 7 | 15% |
| Metropcs, INC. | 1 | 2.2% |
| Communications Venture Corp d/b/a Indigital Telecom | 1 | 2.2% |
| Comcast Ip Phone, LLC | 1 | 2.2% |
| Peerless Network of Indiana, LLC - In | 1 | 2.2% |
| CSC Wireless, LLC | 1 | 2.2% |
| Onvoy, LLC - In | 1 | 2.2% |
| FBN Indiana, INC. - In | 1 | 2.2% |
| Ton80 Communications, LLC | 1 | 2.2% |
Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.
Exchanges (NPA-NXX) assigned in Elkhart
These are the central office codes NANPA records for Elkhart. A caller seeing one of them recognizes a local number. The earliest assignment date recorded in the file for these codes is 2001. 9 of the 46 were assigned in 2020 or later.
| Area code | Prefixes (NXX) |
|---|---|
| 574 | 206, 214, 215, 218, 226, 262, 264, 266, 293, 294, 295, 296, 304, 320, 322, 326, 327, 333, 338, 343, 346, 350, 352, 359, 361, 368, 369, 370, 389, 390, 399, 403, 522, 523, 524, 564, 575, 584, 596, 606, 612, 747, 768, 786, 849, 970 |
Source: NANPA utilized central office code file.
When Elkhart's exchanges were assigned
Assignment dates show when each block of Elkhart numbers was added to the local supply.
| Decade assigned | Exchanges | Share |
|---|---|---|
| 2000s | 9 | 38% |
| 2010s | 6 | 25% |
| 2020s | 9 | 38% |
Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.
How local numbers work in Elkhart
NANPA ties every exchange to a rate center. For Elkhart that is ELKHART, so a number from one of these exchanges reads as local to people in and around Elkhart.
If your business already has a Elkhart number, porting it to Callata is free and keeps it on your cards, listings and vehicles.
The local business market
Elkhart is part of the Elkhart-Goshen, IN metro area, home to 207,000 people in 2024. County Business Patterns counted 5,211 business establishments in the Elkhart, IN metro area in 2023, employing 136,199 people. The largest sectors by establishment count are manufacturing (841), retail trade (708), and other services (except public administration) (596).
| Industry | Establishments | Employees | Employees per establishment |
|---|---|---|---|
| Limited-service restaurants | 158 | 3,029 | 19.2 |
| Full-service restaurants | 135 | 3,079 | 22.8 |
| General automotive repair shops | 96 | 583 | 6.1 |
| Landscaping services | 89 | 362 | 4.1 |
| Residential remodelers | 73 | 264 | 3.6 |
| Physician practices | 65 | 2,002 | 30.8 |
| Dental offices | 58 | 609 | 10.5 |
| Insurance agencies and brokerages | 58 | 190 | 3.3 |
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
Business phone service in Elkhart
For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.
If you already have a number in Elkhart, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.
Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.
A 26-person team is the benchmark here, the rounded average establishment size in the Elkhart, IN metro area. Billed per seat at month-to-month list prices (checked September 28, 2026), RingCentral RingEX Core costs $780.00 a month and Ooma Office Pro $648.70. On Callata the same 26 people cost $519.00 a month, less than either per-seat plan.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $519.00 | $6,228.00 |
| Quo (Starter) | $19.00 per user | $494.00 | $5,928.00 |
| Nextiva (Core) | $23.00 per user | $598.00 | $7,176.00 |
| Ooma (Office Pro) | $24.95 per user | $648.70 | $7,784.40 |
| Dialpad (Standard) | $27.00 per user | $702.00 | $8,424.00 |
| RingCentral (RingEX Core) | $30.00 per user | $780.00 | $9,360.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Frequently asked questions
What area code is Elkhart, IN?
574. All exchanges NANPA lists for Elkhart are in 574.
How many phone companies have exchanges in Elkhart?
14, holding 46 exchanges between them, according to NANPA's 10/01/2026 file.
Can I keep my existing Elkhart business number?
Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.
How much is a business phone line in Elkhart?
Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 26 users come to $519.00 a month. For comparison, 26 users on RingCentral RingEX Core list at $780.00 a month (checked September 28, 2026).