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Area code 574

Where 574 is, how it is dialed, which carriers hold its numbers and how many of its codes are in use, from NANPA's 10/01/2026 files.

State
IN
In service
2002
Assigned codes
403of 800 possible
Carriers
47

Area code 574 at a glance

Area code 574 is a geographic area code in Indiana, in service since January 15, 2002, according to the North American Numbering Plan Administrator (NANPA). It is not part of an overlay, so every number in its territory starts with 574. It is in the Eastern and Central time zone. The places with the most assigned exchanges include South Bend, Elkhart, Goshen, Logansport, and Plymouth. By population, its largest named places are South Bend, Elkhart, Goshen, Logansport, and Warsaw.

Area code 574: NANPA facts
ItemValue
StateIndiana
In service sinceJanuary 15, 2002
Assigned by NANPAJune 20, 2001
OverlayNo
Parent area code (NANPA)219
Time zoneEastern and Central
Local calls within the codeten digits (area code plus number)
Assigned central office codes403
Rate centers with codes59
Carriers holding codes47
Pooled codes301
Codes assigned since 202051
Relief planning in progressNo

Source: NANPA NPA report and utilized central office code file, both dated 10/01/2026.

Places served by 574

574 holds 10% of the 3,984 central office codes assigned in Indiana, the 6th most of the state's 8 codes. 45 Census places could be matched to rate centers with 574 exchanges; the most populous are South Bend (104,000), Elkhart (53,690), Goshen (34,458), and Logansport (18,168). For a storefront or service area inside 574, the place pages show which prefixes are rated local there.

Most populous places with 574 exchanges
PlacePopulation (2024)Area codesExchangesCarriers
South Bend, IN103,71357411327
Elkhart, IN53,6905744614
Goshen, IN34,4585742110
Logansport, IN18,168574187
Warsaw, IN16,111574135
Plymouth, IN11,0425741612
Rochester, IN9,96357464
Tippecanoe, IN9,93157433
Middlebury, IN8,93257455
Nappanee, IN6,90257465
Monticello, IN5,51957465
Bremen, IN4,60357455
Knox, IN3,63057455
Syracuse, IN3,23657486
Milford, IN2,97257433

Population: Census Vintage 2024 estimates for the matched place. Exchanges and carriers: NANPA utilized code file.

How calls are dialed in 574

According to NANPA's dialing-plan data, local calls within 574 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits. Ten-digit local dialing means the area code is part of how customers save and recognize your number, so print it in full everywhere. NANPA's dialing-plan note for this code reads: "1+10 digit permissible at service provider discretion."

Phone companies in area code 574

47 carriers hold the 403 central office codes assigned in 574. New Cingular Wireless PCS, LLC - Il has the most, with 49 (12%). 301 of the codes (75%) are pooled, meaning the code holder shares blocks of 1,000 numbers with other carriers instead of using all 10,000 itself. Numbers can move between carriers through porting, so a code's holder tells you where the block started, not where every number lives now.

Largest code holders in area code 574
Carrier (NANPA operating company)ExchangesShare
New Cingular Wireless PCS, LLC - Il4912%
Frontier North, INC.. - In4511%
Indiana Bell Tel CO INC4311%
Cellco Partnership d/b/a Verizon Wireless - In389.4%
Brightspeed of Indiana, LLC358.7%
Omnipoint Communications Midwest Operations, LLC286.9%
Level 3 Communications, LLC - In266.5%
Onvoy, LLC - In246.0%
Fractel, LLC112.7%
Metropcs, INC.102.5%
Paetec Itel, LLC92.2%
T-mobile USA, INC.71.7%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Where 574 numbers are rated

NANPA assigns each central office code to a rate center, the local calling area that decides whether a call is local or toll. 574 has codes in 59 rate centers. The table lists the rate centers with the most codes, with the matching Census place where the abbreviation could be matched.

Rate centers in area code 574 by assigned codes
Rate center (NANPA)PlaceCodes
SOUTH BENDSouth Bend, IN113
ELKHARTElkhart, IN46
GOSHENGoshen, IN21
LOGANSPORTLogansport, IN18
PLYMOUTHPlymouth, IN16
WARSAWWarsaw, IN13
OSCEOLAOsceola, IN13
SYRACUSESyracuse, IN8
ROCHESTERRochester, IN6
NAPPANEENappanee, IN6
MONTICELLOMonticello, IN6
LEESBURGLeesburg, IN6
WINAMACWinamac, IN5
KNOXKnox, IN5
BREMENBremen, IN5
CULVERCulver, IN5
KEWANNAKewanna, IN5
MIDDLEBURYMiddlebury, IN5
MILLWOODnot matched4
ARGOSArgos, IN4
NEWCARLISLNew Carlisle, IN4
BRISTOLBristol, IN4
MILLERSBGMillersburg, IN4
DUNLAPnot matched4
LAPAZLa Paz, IN3

Top 25 of 59 rate centers.

574 code assignments over time

An area code has 800 possible central office codes that start with 2 through 9, a few of which are reserved (such as N11 service codes and 555). 403 are assigned in 574, 50% of 800. 51 were assigned in 2020 or later.

Area code 574: central office codes by decade assigned
Decade assignedExchangesShare
2000s9849%
2010s4925%
2020s5126%

Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.

Using area code 574 for business calls

For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.

If you already have a number in area code 574, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.

Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.

Frequently asked questions

Where is area code 574?

574 is a geographic area code in Indiana. Places with the most assigned exchanges include South Bend, Elkhart, Goshen, and Logansport.

What time zone is area code 574 in?

NANPA lists 574 in the Eastern and Central time zone.

When did area code 574 go into service?

NANPA records an in-service date of January 15, 2002. The code was assigned on June 20, 2001.

Is 574 an overlay area code?

No. NANPA does not list 574 as part of an overlay.

Can my business get a 574 phone number?

Callata includes up to 3 local numbers on its $99/month plan (5 users included). Which 574 numbers are open depends on carrier inventory when you choose, and you can port an existing number for free.