Area code 574
Where 574 is, how it is dialed, which carriers hold its numbers and how many of its codes are in use, from NANPA's 10/01/2026 files.
- State
- IN
- In service
- 2002
- Assigned codes
- 403of 800 possible
- Carriers
- 47
Area code 574 at a glance
Area code 574 is a geographic area code in Indiana, in service since January 15, 2002, according to the North American Numbering Plan Administrator (NANPA). It is not part of an overlay, so every number in its territory starts with 574. It is in the Eastern and Central time zone. The places with the most assigned exchanges include South Bend, Elkhart, Goshen, Logansport, and Plymouth. By population, its largest named places are South Bend, Elkhart, Goshen, Logansport, and Warsaw.
| Item | Value |
|---|---|
| State | Indiana |
| In service since | January 15, 2002 |
| Assigned by NANPA | June 20, 2001 |
| Overlay | No |
| Parent area code (NANPA) | 219 |
| Time zone | Eastern and Central |
| Local calls within the code | ten digits (area code plus number) |
| Assigned central office codes | 403 |
| Rate centers with codes | 59 |
| Carriers holding codes | 47 |
| Pooled codes | 301 |
| Codes assigned since 2020 | 51 |
| Relief planning in progress | No |
Source: NANPA NPA report and utilized central office code file, both dated 10/01/2026.
Places served by 574
574 holds 10% of the 3,984 central office codes assigned in Indiana, the 6th most of the state's 8 codes. 45 Census places could be matched to rate centers with 574 exchanges; the most populous are South Bend (104,000), Elkhart (53,690), Goshen (34,458), and Logansport (18,168). For a storefront or service area inside 574, the place pages show which prefixes are rated local there.
| Place | Population (2024) | Area codes | Exchanges | Carriers |
|---|---|---|---|---|
| South Bend, IN | 103,713 | 574 | 113 | 27 |
| Elkhart, IN | 53,690 | 574 | 46 | 14 |
| Goshen, IN | 34,458 | 574 | 21 | 10 |
| Logansport, IN | 18,168 | 574 | 18 | 7 |
| Warsaw, IN | 16,111 | 574 | 13 | 5 |
| Plymouth, IN | 11,042 | 574 | 16 | 12 |
| Rochester, IN | 9,963 | 574 | 6 | 4 |
| Tippecanoe, IN | 9,931 | 574 | 3 | 3 |
| Middlebury, IN | 8,932 | 574 | 5 | 5 |
| Nappanee, IN | 6,902 | 574 | 6 | 5 |
| Monticello, IN | 5,519 | 574 | 6 | 5 |
| Bremen, IN | 4,603 | 574 | 5 | 5 |
| Knox, IN | 3,630 | 574 | 5 | 5 |
| Syracuse, IN | 3,236 | 574 | 8 | 6 |
| Milford, IN | 2,972 | 574 | 3 | 3 |
Population: Census Vintage 2024 estimates for the matched place. Exchanges and carriers: NANPA utilized code file.
How calls are dialed in 574
According to NANPA's dialing-plan data, local calls within 574 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits. Ten-digit local dialing means the area code is part of how customers save and recognize your number, so print it in full everywhere. NANPA's dialing-plan note for this code reads: "1+10 digit permissible at service provider discretion."
Phone companies in area code 574
47 carriers hold the 403 central office codes assigned in 574. New Cingular Wireless PCS, LLC - Il has the most, with 49 (12%). 301 of the codes (75%) are pooled, meaning the code holder shares blocks of 1,000 numbers with other carriers instead of using all 10,000 itself. Numbers can move between carriers through porting, so a code's holder tells you where the block started, not where every number lives now.
| Carrier (NANPA operating company) | Exchanges | Share |
|---|---|---|
| New Cingular Wireless PCS, LLC - Il | 49 | 12% |
| Frontier North, INC.. - In | 45 | 11% |
| Indiana Bell Tel CO INC | 43 | 11% |
| Cellco Partnership d/b/a Verizon Wireless - In | 38 | 9.4% |
| Brightspeed of Indiana, LLC | 35 | 8.7% |
| Omnipoint Communications Midwest Operations, LLC | 28 | 6.9% |
| Level 3 Communications, LLC - In | 26 | 6.5% |
| Onvoy, LLC - In | 24 | 6.0% |
| Fractel, LLC | 11 | 2.7% |
| Metropcs, INC. | 10 | 2.5% |
| Paetec Itel, LLC | 9 | 2.2% |
| T-mobile USA, INC. | 7 | 1.7% |
Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.
Where 574 numbers are rated
NANPA assigns each central office code to a rate center, the local calling area that decides whether a call is local or toll. 574 has codes in 59 rate centers. The table lists the rate centers with the most codes, with the matching Census place where the abbreviation could be matched.
| Rate center (NANPA) | Place | Codes |
|---|---|---|
| SOUTH BEND | South Bend, IN | 113 |
| ELKHART | Elkhart, IN | 46 |
| GOSHEN | Goshen, IN | 21 |
| LOGANSPORT | Logansport, IN | 18 |
| PLYMOUTH | Plymouth, IN | 16 |
| WARSAW | Warsaw, IN | 13 |
| OSCEOLA | Osceola, IN | 13 |
| SYRACUSE | Syracuse, IN | 8 |
| ROCHESTER | Rochester, IN | 6 |
| NAPPANEE | Nappanee, IN | 6 |
| MONTICELLO | Monticello, IN | 6 |
| LEESBURG | Leesburg, IN | 6 |
| WINAMAC | Winamac, IN | 5 |
| KNOX | Knox, IN | 5 |
| BREMEN | Bremen, IN | 5 |
| CULVER | Culver, IN | 5 |
| KEWANNA | Kewanna, IN | 5 |
| MIDDLEBURY | Middlebury, IN | 5 |
| MILLWOOD | not matched | 4 |
| ARGOS | Argos, IN | 4 |
| NEWCARLISL | New Carlisle, IN | 4 |
| BRISTOL | Bristol, IN | 4 |
| MILLERSBG | Millersburg, IN | 4 |
| DUNLAP | not matched | 4 |
| LAPAZ | La Paz, IN | 3 |
Top 25 of 59 rate centers.
574 code assignments over time
An area code has 800 possible central office codes that start with 2 through 9, a few of which are reserved (such as N11 service codes and 555). 403 are assigned in 574, 50% of 800. 51 were assigned in 2020 or later.
| Decade assigned | Exchanges | Share |
|---|---|---|
| 2000s | 98 | 49% |
| 2010s | 49 | 25% |
| 2020s | 51 | 26% |
Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.
Using area code 574 for business calls
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Frequently asked questions
Where is area code 574?
574 is a geographic area code in Indiana. Places with the most assigned exchanges include South Bend, Elkhart, Goshen, and Logansport.
What time zone is area code 574 in?
NANPA lists 574 in the Eastern and Central time zone.
When did area code 574 go into service?
NANPA records an in-service date of January 15, 2002. The code was assigned on June 20, 2001.
Is 574 an overlay area code?
No. NANPA does not list 574 as part of an overlay.
Can my business get a 574 phone number?
Callata includes up to 3 local numbers on its $99/month plan (5 users included). Which 574 numbers are open depends on carrier inventory when you choose, and you can port an existing number for free.