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Get a local business phone number in Osceola, IN

Osceola's area code, prefixes and carriers from NANPA records, and how to put a Osceola number in front of your customers.

Area code
574
Exchanges
13NANPA-assigned
Carriers
6
Population
2,600Census 2024 est.

What area code is Osceola, IN?

Osceola, in St. Joseph County, Indiana, had a Census-estimated population of 2,600 in July 2024. All 13 exchanges NANPA lists for its rate center are in area code 574. Osceola is in the Eastern and Central time zone.

According to NANPA's dialing-plan data, local calls within 574 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits.

Area codes with exchanges in Osceola, IN
Area codeExchanges hereShareIn service sinceOverlay withTime zone
57413100%2002noneEastern and Central

Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.

Phone carriers in Osceola

6 carriers hold the 13 exchanges assigned to Osceola's rate center. Omnipoint Communications Midwest Operations, LLC has the most, with 4. 11 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. Holding a code means NANPA assigned that block of numbers to the carrier for this rate center; individual numbers may since have been ported elsewhere.

Carriers holding exchanges in Osceola, IN
Carrier (NANPA operating company)ExchangesShare
Omnipoint Communications Midwest Operations, LLC431%
Indiana Bell Tel CO INC431%
Onvoy, LLC - In215%
AT&T - Local17.7%
Fractel, LLC17.7%
AT&T Enterprises, LLC17.7%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Local prefixes for Osceola

These are the central office codes NANPA records for Osceola. A caller seeing one of them recognizes a local number. The earliest assignment date recorded in the file for these codes is 2001. 2 of the 13 were assigned in 2020 or later.

Prefixes assigned in Osceola, IN
Area codePrefixes (NXX)
574329, 396, 444, 607, 621, 651, 667, 674, 675, 679, 707, 742, 777

Source: NANPA utilized central office code file.

When Osceola's exchanges were assigned

The table groups Osceola's exchanges by the decade NANPA recorded them as assigned.

Osceola, IN: exchanges by decade assigned
Decade assignedExchangesShare
2000s233%
2010s233%
2020s233%

Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.

How local numbers work in Osceola

Phone numbers are tied to a rate center, the local calling area used to decide whether a call is local or toll. Osceola's numbers are rated to the OSCEOLA rate center in NANPA's records. A business number from one of the prefixes above shows up on customers' phones as a Osceola number.

Keeping an existing Osceola number costs nothing on Callata, because porting is free; a new number depends on what carriers have open in 574 when you pick it.

Who does business near Osceola

Osceola is part of the South Bend-Mishawaka, IN-MI metro area, home to 325,000 people in 2024. County Business Patterns counted 6,736 business establishments in the South Bend, IN-MI metro area in 2023, employing 127,843 people. The largest sectors by establishment count are retail trade (988), health care and social assistance (834), and other services (except public administration) (741).

Selected industries in the South Bend, IN-MI metro area, 2023
IndustryEstablishmentsEmployeesEmployees per establishment
Limited-service restaurants2425,16321.3
Full-service restaurants2285,02922.1
Landscaping services1266004.8
Insurance agencies and brokerages1217396.1
Physician practices1193,24427.3
Residential remodelers1064474.2
Dental offices8991910.3
Law offices864985.8

Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.

Business phone service in Osceola

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

Porting a number you already use in Osceola is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

A 19-person team is the benchmark here, the rounded average establishment size in the South Bend, IN-MI metro area. Billed per seat at month-to-month list prices (checked September 28, 2026), RingCentral RingEX Core costs $570.00 a month and Ooma Office Pro $474.05. Callata comes to $379.00 a month for 19 users ($99 a month with 5 users included, then $20 per additional user), below both.

Monthly list price for a 19-person team
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$379.00$4,548.00
Quo (Starter)$19.00 per user$361.00$4,332.00
Nextiva (Core)$23.00 per user$437.00$5,244.00
Ooma (Office Pro)$24.95 per user$474.05$5,688.60
Dialpad (Standard)$27.00 per user$513.00$6,156.00
RingCentral (RingEX Core)$30.00 per user$570.00$6,840.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Frequently asked questions

What area code is Osceola, IN?

574. All exchanges NANPA lists for Osceola are in 574.

How many phone companies have exchanges in Osceola?

6, holding 13 exchanges between them, according to NANPA's 10/01/2026 file.

Can I keep my existing Osceola business number?

Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.

How much is a business phone line in Osceola?

Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 19 users come to $379.00 a month. For comparison, 19 users on RingCentral RingEX Core list at $570.00 a month (checked September 28, 2026).