CallataGuides

Elkhart, IN business phone guide

Population, businesses by sector and industry, area codes and local numbers for the Elkhart-Goshen, IN metro area.

Population
207,0002024 est.
Establishments
5,211CBP 2023
Counties
1
Area codes
1

Elkhart, IN at a glance

The Elkhart-Goshen, IN metro area covers 1 county in Indiana and had 207,000 residents in July 2024, up 0.2% since April 2020. The U.S. population grew 2.6% over the same period. By population it ranks 229th of the 925 metro and micropolitan areas and 216th by business establishments.

Counties in the Elkhart, IN area
CountyPopulation (2024)
Elkhart County, IN207,436

Source: Census Vintage 2024 metropolitan and micropolitan area estimates.

Elkhart, IN's business base

County Business Patterns counted 5,211 establishments in the area in 2023, employing 136,199 people in mid-March with $7.7 billion in annual payroll. That is an average of 26.1 employees per establishment. 44.6% of establishments with employees had fewer than five people. By establishment count, the largest sectors are manufacturing (841), retail trade (708), and other services (except public administration) (596).

Elkhart, IN establishments by sector, 2023
Sector (NAICS)EstablishmentsEmployeesAnnual payroll
Manufacturing (31)84175,910$4,381,320,000
Retail Trade (44)70810,164$346,988,000
Other Services (except Public Administration) (81)5964,013$162,435,000
Construction (23)4794,198$309,433,000
Health Care and Social Assistance (62)43211,627$660,316,000
Accommodation and Food Services (72)4207,581$144,842,000
Wholesale Trade (42)3947,650$505,531,000
Professional, Scientific, and Technical Services (54)3081,971$121,563,000
Administrative and Support and Waste Management and Remediation Services (56)2373,285$144,436,000
Finance and Insurance (52)2221,861$135,985,000
Real Estate and Rental and Leasing (53)192769$42,249,000
Transportation and Warehousing (48)1912,750$166,189,000
Educational Services (61)501,311$33,239,000
Arts, Entertainment, and Recreation (71)49397$10,408,000
Information (51)48424$23,278,000
Management of Companies and Enterprises (55)222,068$520,105,000
Agriculture, Forestry, Fishing and Hunting (11)1234 (high noise)$2,529,000
Utilities (22)7134$13,904,000

Source: Census County Business Patterns 2023, two-digit NAICS sectors. Manufacturing, retail and transportation span several two-digit codes; CBP reports them under 31, 44 and 48.

Business density and team size in Elkhart, IN

Elkhart, IN has 25.1 business establishments per 1,000 residents, 2.2% above the U.S. figure of 24.6. Establishments average 26.1 employees against 16.7 nationally, and payroll per employee is $56,744 (17.0% below the U.S. $68,342). 44.6% of establishments with employees have fewer than five people (U.S.: 55.5%), while 10.0% have 50 or more. Averages are pulled up by large employers; the size table is the better guide to what a typical business here looks like.

Elkhart, IN: establishments by employment size, 2023
Employment sizeEstablishmentsShareU.S. share
1–4 employees2,32644.6%55.5%
5–9 employees98418.9%17.5%
10–19 employees77414.9%12.5%
20–49 employees60811.7%9.1%
50 or more employees51910.0%5.4%

Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.

Small-business industries in Elkhart, IN

Of the 141 industries these guides cover, 114 have a published Census count in Elkhart, IN. The largest are limited-service restaurants (158), full-service restaurants (135), and general automotive repair shops (96). Relative to population, siding contractors are the most over-represented: 8.2 per 100,000 residents against 2.7 nationally.

Largest covered industries in Elkhart, IN, 2023
IndustryEstablishmentsEmployeesEmployees per establishment
Limited-service restaurants1583,02919.2
Full-service restaurants1353,07922.8
General automotive repair shops965836.1
Landscaping services893624.1
Residential remodelers732643.6
Physician practices652,00230.8
Dental offices5860910.5
Insurance agencies and brokerages581903.3
Plumbing, heating and air-conditioning contractors504959.9
Offices of real estate agents and brokers48——
Automotive body, paint and interior repair shops4763913.6
Janitorial services454319.6
Law offices441693.8
Hotels and motels4453412.1
Beauty salons42——
Automotive parts and accessories stores413598.8
New single-family housing construction contractors401714.3
Used car dealers391584.1
Electrical contractors3543912.5
Supermarkets and grocery stores351,53243.8
General freight trucking companies (local)34——
All other specialty trade contractors3358017.6
Child day care services3034811.6
Chiropractic offices291143.9
Site preparation contractors292217.6

Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.

Phone numbers in the Elkhart, IN area

The area's named cities and towns have 88 NANPA-assigned exchanges across 1 area code; 574 has the most (100%). Callata includes up to 3 local numbers, so a business serving several parts of the area can hold a number in each.

Area codes in the Elkhart, IN area
Area codeExchanges in named placesShareTime zone
57488100%Eastern and Central

Exchanges in rate centers matched to Census places in the area. Source: NANPA.

Local numbers by city

Pages for 6 cities and towns in the area list their area codes, prefixes and carriers.

Cities and towns in the Elkhart, IN area
PlacePopulation (2024)Area codesExchanges
Elkhart, IN53,69057446
Goshen, IN34,45857421
Middlebury, IN8,9325745
Nappanee, IN6,9025746
Wakarusa, IN2,0065742
Bristol, IN1,8055744

Phone costs for a typical Elkhart, IN business

Per-seat phone plans multiply by headcount. For the rounded average establishment size in Elkhart, IN, 26 users on RingCentral RingEX Core come to $780.00 a month and on Ooma Office Pro $648.70, at month-to-month list prices checked September 28, 2026. Callata comes to $519.00 a month for 26 users ($99 a month with 5 users included, then $20 per additional user), below both.

Monthly list price for a 26-person team
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$519.00$6,228.00
Quo (Starter)$19.00 per user$494.00$5,928.00
Nextiva (Core)$23.00 per user$598.00$7,176.00
Ooma (Office Pro)$24.95 per user$648.70$7,784.40
Dialpad (Standard)$27.00 per user$702.00$8,424.00
RingCentral (RingEX Core)$30.00 per user$780.00$9,360.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Callata in Elkhart, IN

For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.

Porting a number you already use in Elkhart, IN is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

Frequently asked questions

What area codes serve Elkhart, IN?

574, by NANPA-assigned exchanges in the area's named places.

How many businesses are in the Elkhart, IN area?

5,211 establishments in 2023, according to Census County Business Patterns.

How much does a business phone system cost in Elkhart, IN?

Callata is $99 a month with 5 users included, then $20 per additional user; for a 26-person team that is $519.00 a month. The same team on Ooma Office Pro lists at $648.70 a month (checked September 28, 2026).