Elkhart, IN business phone guide
Population, businesses by sector and industry, area codes and local numbers for the Elkhart-Goshen, IN metro area.
- Population
- 207,0002024 est.
- Establishments
- 5,211CBP 2023
- Counties
- 1
- Area codes
- 1
Elkhart, IN at a glance
The Elkhart-Goshen, IN metro area covers 1 county in Indiana and had 207,000 residents in July 2024, up 0.2% since April 2020. The U.S. population grew 2.6% over the same period. By population it ranks 229th of the 925 metro and micropolitan areas and 216th by business establishments.
| County | Population (2024) |
|---|---|
| Elkhart County, IN | 207,436 |
Source: Census Vintage 2024 metropolitan and micropolitan area estimates.
Elkhart, IN's business base
County Business Patterns counted 5,211 establishments in the area in 2023, employing 136,199 people in mid-March with $7.7 billion in annual payroll. That is an average of 26.1 employees per establishment. 44.6% of establishments with employees had fewer than five people. By establishment count, the largest sectors are manufacturing (841), retail trade (708), and other services (except public administration) (596).
| Sector (NAICS) | Establishments | Employees | Annual payroll |
|---|---|---|---|
| Manufacturing (31) | 841 | 75,910 | $4,381,320,000 |
| Retail Trade (44) | 708 | 10,164 | $346,988,000 |
| Other Services (except Public Administration) (81) | 596 | 4,013 | $162,435,000 |
| Construction (23) | 479 | 4,198 | $309,433,000 |
| Health Care and Social Assistance (62) | 432 | 11,627 | $660,316,000 |
| Accommodation and Food Services (72) | 420 | 7,581 | $144,842,000 |
| Wholesale Trade (42) | 394 | 7,650 | $505,531,000 |
| Professional, Scientific, and Technical Services (54) | 308 | 1,971 | $121,563,000 |
| Administrative and Support and Waste Management and Remediation Services (56) | 237 | 3,285 | $144,436,000 |
| Finance and Insurance (52) | 222 | 1,861 | $135,985,000 |
| Real Estate and Rental and Leasing (53) | 192 | 769 | $42,249,000 |
| Transportation and Warehousing (48) | 191 | 2,750 | $166,189,000 |
| Educational Services (61) | 50 | 1,311 | $33,239,000 |
| Arts, Entertainment, and Recreation (71) | 49 | 397 | $10,408,000 |
| Information (51) | 48 | 424 | $23,278,000 |
| Management of Companies and Enterprises (55) | 22 | 2,068 | $520,105,000 |
| Agriculture, Forestry, Fishing and Hunting (11) | 12 | 34 (high noise) | $2,529,000 |
| Utilities (22) | 7 | 134 | $13,904,000 |
Source: Census County Business Patterns 2023, two-digit NAICS sectors. Manufacturing, retail and transportation span several two-digit codes; CBP reports them under 31, 44 and 48.
Business density and team size in Elkhart, IN
Elkhart, IN has 25.1 business establishments per 1,000 residents, 2.2% above the U.S. figure of 24.6. Establishments average 26.1 employees against 16.7 nationally, and payroll per employee is $56,744 (17.0% below the U.S. $68,342). 44.6% of establishments with employees have fewer than five people (U.S.: 55.5%), while 10.0% have 50 or more. Averages are pulled up by large employers; the size table is the better guide to what a typical business here looks like.
| Employment size | Establishments | Share | U.S. share |
|---|---|---|---|
| 1–4 employees | 2,326 | 44.6% | 55.5% |
| 5–9 employees | 984 | 18.9% | 17.5% |
| 10–19 employees | 774 | 14.9% | 12.5% |
| 20–49 employees | 608 | 11.7% | 9.1% |
| 50 or more employees | 519 | 10.0% | 5.4% |
Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.
Small-business industries in Elkhart, IN
Of the 141 industries these guides cover, 114 have a published Census count in Elkhart, IN. The largest are limited-service restaurants (158), full-service restaurants (135), and general automotive repair shops (96). Relative to population, siding contractors are the most over-represented: 8.2 per 100,000 residents against 2.7 nationally.
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
Phone numbers in the Elkhart, IN area
The area's named cities and towns have 88 NANPA-assigned exchanges across 1 area code; 574 has the most (100%). Callata includes up to 3 local numbers, so a business serving several parts of the area can hold a number in each.
| Area code | Exchanges in named places | Share | Time zone |
|---|---|---|---|
| 574 | 88 | 100% | Eastern and Central |
Exchanges in rate centers matched to Census places in the area. Source: NANPA.
Local numbers by city
Pages for 6 cities and towns in the area list their area codes, prefixes and carriers.
| Place | Population (2024) | Area codes | Exchanges |
|---|---|---|---|
| Elkhart, IN | 53,690 | 574 | 46 |
| Goshen, IN | 34,458 | 574 | 21 |
| Middlebury, IN | 8,932 | 574 | 5 |
| Nappanee, IN | 6,902 | 574 | 6 |
| Wakarusa, IN | 2,006 | 574 | 2 |
| Bristol, IN | 1,805 | 574 | 4 |
Phone costs for a typical Elkhart, IN business
Per-seat phone plans multiply by headcount. For the rounded average establishment size in Elkhart, IN, 26 users on RingCentral RingEX Core come to $780.00 a month and on Ooma Office Pro $648.70, at month-to-month list prices checked September 28, 2026. Callata comes to $519.00 a month for 26 users ($99 a month with 5 users included, then $20 per additional user), below both.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $519.00 | $6,228.00 |
| Quo (Starter) | $19.00 per user | $494.00 | $5,928.00 |
| Nextiva (Core) | $23.00 per user | $598.00 | $7,176.00 |
| Ooma (Office Pro) | $24.95 per user | $648.70 | $7,784.40 |
| Dialpad (Standard) | $27.00 per user | $702.00 | $8,424.00 |
| RingCentral (RingEX Core) | $30.00 per user | $780.00 | $9,360.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Callata in Elkhart, IN
For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.
Porting a number you already use in Elkhart, IN is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.
AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.
Frequently asked questions
What area codes serve Elkhart, IN?
574, by NANPA-assigned exchanges in the area's named places.
How many businesses are in the Elkhart, IN area?
5,211 establishments in 2023, according to Census County Business Patterns.
How much does a business phone system cost in Elkhart, IN?
Callata is $99 a month with 5 users included, then $20 per additional user; for a 26-person team that is $519.00 a month. The same team on Ooma Office Pro lists at $648.70 a month (checked September 28, 2026).