Business phone system for insurance agencies and brokerages in Oregon
1,644 insurance agencies and brokerages operated in Oregon in 2023. Where they are, how big their teams are, and what phone service costs them.
- Establishments
- 1,644CBP 2023
- Employees
- 7,992mid-March 2023
- Per 100k residents
- 38.5U.S. 39.3
- State rank
- 31st of 51by count
How many insurance agencies and brokerages operate in Oregon
Oregon had 1,644 insurance agencies and brokerages in 2023, according to Census County Business Patterns (NAICS 524210, Insurance Agencies and Brokerages). They employed 7,992 people in mid-March and reported $618.9 million in annual payroll. That is the 31st highest count among the 51 states and DC with published figures. Insurance agencies and brokerages make up 1.3% of the 122,451 business establishments in the state.
Per 100,000 residents (2024 estimate) Oregon has 38.5 insurance agencies and brokerages, 2.1% below the national rate of 39.3. The average establishment has 4.9 employees against 6.1 nationally. Payroll per employee is $77,442, 14.7% below the U.S. figure of $90,831.
| Measure | Oregon | United States |
|---|---|---|
| Establishments | 1,644 | 133,728 |
| Mid-March employees | 7,992 | 818,561 |
| Annual payroll | $618,916,000 | $74,350,546,000 |
| Employees per establishment | 4.9 | 6.1 |
| Payroll per employee | $77,442 | $90,831 |
| Establishments per 100,000 residents | 38.5 | 39.3 |
Census County Business Patterns 2023 (mid-March employment; annual payroll). Employees and payroll flagged high-noise are shown but not used in the text. Residents: Census Vintage 2024 estimates.
Insurance agencies and brokerages by metro area in Oregon
Census published insurance agency counts for 20 metro or micropolitan areas that include part of Oregon. The largest is Portland, OR-WA, with 996 establishments (a multi-state area; its count covers every state it spans). Single-state metro and micropolitan areas account for 49% of the statewide total; the rest are outside any published area or in areas Census suppressed.
| Area | Establishments | Employees | Per 100k residents |
|---|---|---|---|
| Portland, OR-WA | 996 | 4,957 | 39.2 |
| Salem, OR | 169 | 640 | 38.1 |
| Eugene, OR | 164 | 754 | 42.9 |
| Bend, OR | 105 | 360 | 39.7 |
| Medford, OR | 92 | 478 | 41.6 |
| Roseburg, OR | 41 | 133 | 36.5 |
| Albany, OR | 36 | 115 | 27.2 |
| Hermiston, OR | 30 | 226 | 32.3 |
| Corvallis, OR | 27 | 114 | 27.3 |
| Grants Pass, OR | 27 | — | 30.6 |
| Ontario, OR-ID | 23 | 92 | 38.3 |
| Coos Bay, OR | 20 | — | 31.1 |
| Klamath Falls, OR | 16 | 82 | 22.7 |
| Astoria, OR | 15 | 80 | 36.5 |
| La Grande, OR | 13 | — | 49.9 |
| Newport, OR | 12 | 27 | 23.4 |
| The Dalles, OR | 12 | 47 | 45.3 |
| Hood River, OR | 12 | — | 50.5 |
| Brookings, OR | 11 | 47 | 48.3 |
| Baker City, OR | 9 | 33 | 53.7 |
Source: Census County Business Patterns 2023; population from Census Vintage 2024 estimates.
Team sizes at insurance agencies and brokerages in Oregon
74.3% of Oregon's insurance agencies and brokerages with employees had fewer than five people in March 2023, compared with 72.3% nationally. 92.1% had fewer than ten. At that size the phone is shared, so routing (who rings, when, and what happens after hours) matters more than the number of desk phones.
| Employment size | Establishments | Share | U.S. share |
|---|---|---|---|
| 1–4 employees | 1,220 | 74.3% | 72.3% |
| 5–9 employees | 293 | 17.8% | 17.6% |
| 10–19 employees | 75 | 4.6% | 6.0% |
| 20–49 employees | 34 | 2.1% | 2.7% |
| 50 or more employees | 21 | 1.3% | 1.4% |
Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.
What insurance agencies and brokerages in Oregon use the phone for
Insurance agencies take quote requests, policy changes and claims questions, and a caller shopping for a quote may only call one or two agencies. Recording calls and summarizing them also helps agencies document what a client asked for.
Calls an insurance agency in Oregon might handle in a typical week include:
- A lender calls to request proof of insurance.
- A client calls after an accident to start a claim.
- The agency calls a client ahead of a renewal.
Business texting for insurance agencies and brokerages
Agencies text ID-card reminders, renewal notices and requests for documents.
Texting from a local number in Oregon requires carrier registration (10DLC), a one-time $49 fee on Callata.
What a phone system costs an insurance agency in Oregon
Insurance agencies and brokerages in Oregon average 4.9 employees, so the comparison uses a 5-person team. Per-seat business phone plans bill every one of those people. At month-to-month list prices checked September 28, 2026, 5 users on RingCentral RingEX Core cost $150.00 a month and 5 on Ooma Office Pro cost $124.75. Callata comes to $99.00 a month for 5 users ($99 a month with 5 users included, then $20 per additional user), below both.
Over a year, that is $612 less than RingCentral for an insurance agency in Oregon of that size. Annual contracts lower some competitors' prices, so compare the plan you would actually sign.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $99.00 | $1,188.00 |
| Quo (Starter) | $19.00 per user | $95.00 | $1,140.00 |
| Nextiva (Core) | $23.00 per user | $115.00 | $1,380.00 |
| Ooma (Office Pro) | $24.95 per user | $124.75 | $1,497.00 |
| Dialpad (Standard) | $27.00 per user | $135.00 | $1,620.00 |
| RingCentral (RingEX Core) | $30.00 per user | $150.00 | $1,800.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Area codes in Oregon
Oregon has 4 geographic area codes in service according to NANPA. Callata includes up to 3 local numbers, so an insurance agency can hold a number in more than one of them.
| Area code | Exchanges | Time zone | In service since | Overlay with |
|---|---|---|---|---|
| 503 | 784 | Pacific | 1947 | 971 |
| 541 | 781 | Mountain and Pacific | 1995 | 458 |
| 971 | 441 | Pacific | 2000 | 503 |
| 458 | 224 | Mountain and Pacific | 2010 | 541 |
Exchanges are NANPA-assigned central office codes (NPA-NXX) in the rate centers matched to the area's named places. Source: NANPA utilized code and NPA reports.
How Callata works for insurance agencies and brokerages in Oregon
Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.
Porting a number you already use in Oregon is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.
AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.
Outbound sales calls and texts are subject to telemarketing and consent rules; get consent before marketing by phone or text.
Frequently asked questions
How many insurance agencies and brokerages are in Oregon?
1,644 in 2023, according to Census County Business Patterns. They employed 7,992 people in mid-March.
Which Oregon metro area has the most insurance agencies and brokerages?
Portland, OR-WA, with 996 establishments in 2023.
What does a phone system cost a 5-person insurance agency?
$150.00 a month on RingCentral RingEX Core or $124.75 on Ooma Office Pro at month-to-month list prices (checked September 28, 2026); $99.00 on Callata ($99 a month with 5 users included, then $20 per additional user).
Do I need to register to text customers from a Oregon number?
Yes. US carriers require business texting from local numbers to be registered (10DLC). On Callata the registration is a one-time $49 fee, and texting turns on once it is approved.