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Business phone system for insurance agencies and brokerages in Oregon

1,644 insurance agencies and brokerages operated in Oregon in 2023. Where they are, how big their teams are, and what phone service costs them.

Establishments
1,644CBP 2023
Employees
7,992mid-March 2023
Per 100k residents
38.5U.S. 39.3
State rank
31st of 51by count

How many insurance agencies and brokerages operate in Oregon

Oregon had 1,644 insurance agencies and brokerages in 2023, according to Census County Business Patterns (NAICS 524210, Insurance Agencies and Brokerages). They employed 7,992 people in mid-March and reported $618.9 million in annual payroll. That is the 31st highest count among the 51 states and DC with published figures. Insurance agencies and brokerages make up 1.3% of the 122,451 business establishments in the state.

Per 100,000 residents (2024 estimate) Oregon has 38.5 insurance agencies and brokerages, 2.1% below the national rate of 39.3. The average establishment has 4.9 employees against 6.1 nationally. Payroll per employee is $77,442, 14.7% below the U.S. figure of $90,831.

Insurance agencies and brokerages: Oregon compared with the U.S., 2023
MeasureOregonUnited States
Establishments1,644133,728
Mid-March employees7,992818,561
Annual payroll$618,916,000$74,350,546,000
Employees per establishment4.96.1
Payroll per employee$77,442$90,831
Establishments per 100,000 residents38.539.3

Census County Business Patterns 2023 (mid-March employment; annual payroll). Employees and payroll flagged high-noise are shown but not used in the text. Residents: Census Vintage 2024 estimates.

Insurance agencies and brokerages by metro area in Oregon

Census published insurance agency counts for 20 metro or micropolitan areas that include part of Oregon. The largest is Portland, OR-WA, with 996 establishments (a multi-state area; its count covers every state it spans). Single-state metro and micropolitan areas account for 49% of the statewide total; the rest are outside any published area or in areas Census suppressed.

Insurance agencies and brokerages by metro or micropolitan area, Oregon, 2023
AreaEstablishmentsEmployeesPer 100k residents
Portland, OR-WA9964,95739.2
Salem, OR16964038.1
Eugene, OR16475442.9
Bend, OR10536039.7
Medford, OR9247841.6
Roseburg, OR4113336.5
Albany, OR3611527.2
Hermiston, OR3022632.3
Corvallis, OR2711427.3
Grants Pass, OR27—30.6
Ontario, OR-ID239238.3
Coos Bay, OR20—31.1
Klamath Falls, OR168222.7
Astoria, OR158036.5
La Grande, OR13—49.9
Newport, OR122723.4
The Dalles, OR124745.3
Hood River, OR12—50.5
Brookings, OR114748.3
Baker City, OR93353.7

Source: Census County Business Patterns 2023; population from Census Vintage 2024 estimates.

Team sizes at insurance agencies and brokerages in Oregon

74.3% of Oregon's insurance agencies and brokerages with employees had fewer than five people in March 2023, compared with 72.3% nationally. 92.1% had fewer than ten. At that size the phone is shared, so routing (who rings, when, and what happens after hours) matters more than the number of desk phones.

Insurance agencies and brokerages in Oregon by employment size, 2023
Employment sizeEstablishmentsShareU.S. share
1–4 employees1,22074.3%72.3%
5–9 employees29317.8%17.6%
10–19 employees754.6%6.0%
20–49 employees342.1%2.7%
50 or more employees211.3%1.4%

Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.

What insurance agencies and brokerages in Oregon use the phone for

Insurance agencies take quote requests, policy changes and claims questions, and a caller shopping for a quote may only call one or two agencies. Recording calls and summarizing them also helps agencies document what a client asked for.

Calls an insurance agency in Oregon might handle in a typical week include:

Business texting for insurance agencies and brokerages

Agencies text ID-card reminders, renewal notices and requests for documents.

Texting from a local number in Oregon requires carrier registration (10DLC), a one-time $49 fee on Callata.

What a phone system costs an insurance agency in Oregon

Insurance agencies and brokerages in Oregon average 4.9 employees, so the comparison uses a 5-person team. Per-seat business phone plans bill every one of those people. At month-to-month list prices checked September 28, 2026, 5 users on RingCentral RingEX Core cost $150.00 a month and 5 on Ooma Office Pro cost $124.75. Callata comes to $99.00 a month for 5 users ($99 a month with 5 users included, then $20 per additional user), below both.

Over a year, that is $612 less than RingCentral for an insurance agency in Oregon of that size. Annual contracts lower some competitors' prices, so compare the plan you would actually sign.

Monthly list price for a 5-person insurance agency
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$99.00$1,188.00
Quo (Starter)$19.00 per user$95.00$1,140.00
Nextiva (Core)$23.00 per user$115.00$1,380.00
Ooma (Office Pro)$24.95 per user$124.75$1,497.00
Dialpad (Standard)$27.00 per user$135.00$1,620.00
RingCentral (RingEX Core)$30.00 per user$150.00$1,800.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Area codes in Oregon

Oregon has 4 geographic area codes in service according to NANPA. Callata includes up to 3 local numbers, so an insurance agency can hold a number in more than one of them.

Area codes in Oregon by assigned exchanges
Area codeExchangesTime zoneIn service sinceOverlay with
503784Pacific1947971
541781Mountain and Pacific1995458
971441Pacific2000503
458224Mountain and Pacific2010541

Exchanges are NANPA-assigned central office codes (NPA-NXX) in the rate centers matched to the area's named places. Source: NANPA utilized code and NPA reports.

How Callata works for insurance agencies and brokerages in Oregon

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

Porting a number you already use in Oregon is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

Outbound sales calls and texts are subject to telemarketing and consent rules; get consent before marketing by phone or text.

Frequently asked questions

How many insurance agencies and brokerages are in Oregon?

1,644 in 2023, according to Census County Business Patterns. They employed 7,992 people in mid-March.

Which Oregon metro area has the most insurance agencies and brokerages?

Portland, OR-WA, with 996 establishments in 2023.

What does a phone system cost a 5-person insurance agency?

$150.00 a month on RingCentral RingEX Core or $124.75 on Ooma Office Pro at month-to-month list prices (checked September 28, 2026); $99.00 on Callata ($99 a month with 5 users included, then $20 per additional user).

Do I need to register to text customers from a Oregon number?

Yes. US carriers require business texting from local numbers to be registered (10DLC). On Callata the registration is a one-time $49 fee, and texting turns on once it is approved.