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Business phone system for insurance agencies and brokerages in Oklahoma

2,191 insurance agencies and brokerages operated in Oklahoma in 2023. Where they are, how big their teams are, and what phone service costs them.

Establishments
2,191CBP 2023
Employees
8,548mid-March 2023
Per 100k residents
53.5U.S. 39.3
State rank
21st of 51by count

The insurance agency industry in Oklahoma

The Census Bureau counted 2,191 insurance agencies and brokerages in Oklahoma in its 2023 County Business Patterns (NAICS 524210). They employed 8,548 people in mid-March and reported $548.3 million in annual payroll. That is the 21st highest count among the 51 states and DC with published figures. Insurance agencies and brokerages make up 2.3% of the 96,402 business establishments in the state.

Per 100,000 residents (2024 estimate) Oklahoma has 53.5 insurance agencies and brokerages, 36.1% above the national rate of 39.3. The average establishment has 3.9 employees against 6.1 nationally. Payroll per employee is $64,144, 29.4% below the U.S. figure of $90,831.

Insurance agencies and brokerages: Oklahoma compared with the U.S., 2023
MeasureOklahomaUnited States
Establishments2,191133,728
Mid-March employees8,548818,561
Annual payroll$548,305,000$74,350,546,000
Employees per establishment3.96.1
Payroll per employee$64,144$90,831
Establishments per 100,000 residents53.539.3

Census County Business Patterns 2023 (mid-March employment; annual payroll). Employees and payroll flagged high-noise are shown but not used in the text. Residents: Census Vintage 2024 estimates.

Insurance agencies and brokerages by metro area in Oklahoma

Census published insurance agency counts for 22 metro or micropolitan areas that include part of Oklahoma. The largest is Oklahoma City, OK, with 881 establishments. Single-state metro and micropolitan areas account for 86% of the statewide total; the rest are outside any published area or in areas Census suppressed.

Insurance agencies and brokerages by metro or micropolitan area, Oklahoma, 2023
AreaEstablishmentsEmployeesPer 100k residents
Oklahoma City, OK8813,69758.8
Tulsa, OK5682,34353.6
Fort Smith, AR-OK11057147.2
Lawton, OK49—38.6
Shawnee, OK3812751.0
Stillwater, OK3413040.4
Ardmore, OK3112263.1
Enid, OK2914246.8
Muskogee, OK27—40.4
Weatherford, OK277169.0
Bartlesville, OK2616448.1
Durant, OK246447.7
Ponca City, OK23—53.0
McAlester, OK19—43.8
Duncan, OK187240.8
Ada, OK184247.0
Woodward, OK165280.0
Altus, OK133653.0
Guymon, OK12—58.3
Tahlequah, OK113922.6
Miami, OK102632.9
Elk City, OK93240.5

Source: Census County Business Patterns 2023; population from Census Vintage 2024 estimates.

Team sizes at insurance agencies and brokerages in Oklahoma

78.1% of Oklahoma's insurance agencies and brokerages with employees had fewer than five people in March 2023, compared with 72.3% nationally. 94.4% had fewer than ten. At that size the phone is shared, so routing (who rings, when, and what happens after hours) matters more than the number of desk phones.

Insurance agencies and brokerages in Oklahoma by employment size, 2023
Employment sizeEstablishmentsShareU.S. share
1–4 employees1,71178.1%72.3%
5–9 employees35716.3%17.6%
10–19 employees803.7%6.0%
20–49 employees281.3%2.7%
50 or more employees140.6%1.4%

Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.

What insurance agencies and brokerages in Oklahoma use the phone for

Insurance agencies take quote requests, policy changes and claims questions, and a caller shopping for a quote may only call one or two agencies. Recording calls and summarizing them also helps agencies document what a client asked for.

Calls an insurance agency in Oklahoma might handle in a typical week include:

What insurance agencies and brokerages text about

Agencies text ID-card reminders, renewal notices and requests for documents.

Texting from a local number in Oklahoma requires carrier registration (10DLC), a one-time $49 fee on Callata.

Callata vs. per-seat pricing for insurance agencies and brokerages in Oklahoma

Insurance agencies and brokerages in Oklahoma average 3.9 employees, so the comparison uses a 4-person team. Per-seat business phone plans bill every one of those people. At month-to-month list prices checked September 28, 2026, 4 users on RingCentral RingEX Core cost $120.00 a month and 4 on Ooma Office Pro cost $99.80. Callata comes to $99.00 a month for 4 users ($99 a month with 5 users included, then $20 per additional user), below both.

Over a year, that is $252 less than RingCentral for an insurance agency in Oklahoma of that size. Annual contracts lower some competitors' prices, so compare the plan you would actually sign.

Monthly list price for a 4-person insurance agency
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$99.00$1,188.00
Quo (Starter)$19.00 per user$76.00$912.00
Nextiva (Core)$23.00 per user$92.00$1,104.00
Ooma (Office Pro)$24.95 per user$99.80$1,197.60
Dialpad (Standard)$27.00 per user$108.00$1,296.00
RingCentral (RingEX Core)$30.00 per user$120.00$1,440.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Area codes in Oklahoma

Oklahoma has 5 geographic area codes in service according to NANPA. Callata includes up to 3 local numbers, so an insurance agency can hold a number in more than one of them.

Area codes in Oklahoma by assigned exchanges
Area codeExchangesTime zoneIn service sinceOverlay with
405783Central1947572
918782Central1953539
580740Central1997none
539239Central2011918
572117Central2021405

Exchanges are NANPA-assigned central office codes (NPA-NXX) in the rate centers matched to the area's named places. Source: NANPA utilized code and NPA reports.

How Callata works for insurance agencies and brokerages in Oklahoma

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

Porting a number you already use in Oklahoma is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

Outbound sales calls and texts are subject to telemarketing and consent rules; get consent before marketing by phone or text.

Frequently asked questions

How many insurance agencies and brokerages are in Oklahoma?

2,191 in 2023, according to Census County Business Patterns. They employed 8,548 people in mid-March.

Which Oklahoma metro area has the most insurance agencies and brokerages?

Oklahoma City, OK, with 881 establishments in 2023.

What does a phone system cost a 4-person insurance agency?

$120.00 a month on RingCentral RingEX Core or $99.80 on Ooma Office Pro at month-to-month list prices (checked September 28, 2026); $99.00 on Callata ($99 a month with 5 users included, then $20 per additional user).

Do I need to register to text customers from a Oklahoma number?

Yes. US carriers require business texting from local numbers to be registered (10DLC). On Callata the registration is a one-time $49 fee, and texting turns on once it is approved.