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Area code 645

Where 645 is, how it is dialed, which carriers hold its numbers and how many of its codes are in use, from NANPA's 10/01/2026 files.

State
FL
In service
2023
Assigned codes
78of 800 possible
Carriers
19

Area code 645 at a glance

645 is one of 23 geographic area codes serving Florida; NANPA records its in-service date as August 4, 2023. It is an overlay: 645 and 305 and 786 cover the same territory, so neighbors on the same street can have different area codes. It is in the Eastern time zone. The places with the most assigned exchanges include Miami and Homestead.

Area code 645: NANPA facts
ItemValue
StateFlorida
In service sinceAugust 4, 2023
Assigned by NANPAFebruary 24, 2022
OverlayYes, with 305, 786
Parent area code (NANPA)305
Time zoneEastern
Local calls within the codeten digits (area code plus number)
Assigned central office codes78
Rate centers with codes5
Carriers holding codes19
Pooled codes76
Codes assigned since 202078
Relief planning in progressNo

Source: NANPA NPA report and utilized central office code file, both dated 10/01/2026.

Places served by 645

645 holds 0.70% of the 11,187 central office codes assigned in Florida, the 21st most of the state's 23 codes. 2 Census places could be matched to rate centers with 645 exchanges; the most populous are Miami (487,000) and Homestead (85,796). Each place page lists the exact prefixes and carriers for that town.

Most populous places with 645 exchanges
PlacePopulation (2024)Area codesExchangesCarriers
Miami, FL487,014305, 645, 7861,06658
Homestead, FL85,796305, 645, 7867224

Population: Census Vintage 2024 estimates for the matched place. Exchanges and carriers: NANPA utilized code file.

How calls are dialed in 645

According to NANPA's dialing-plan data, local calls within 645 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits. Because local calls need the area code, business cards, signage and website copy should always show the full ten-digit number. NANPA's dialing-plan note for this code reads: "1+10 permissive dialing at service provider discretion"

Carriers with 645 numbers

19 carriers hold the 78 central office codes assigned in 645. New Cingular Wireless PCS, LLC - Ga has the most, with 17 (22%). 76 of the codes (97%) are pooled, meaning the code holder shares blocks of 1,000 numbers with other carriers instead of using all 10,000 itself. The code holder is not necessarily the carrier serving a given number today, since numbers can be ported between providers.

Largest code holders in area code 645
Carrier (NANPA operating company)ExchangesShare
New Cingular Wireless PCS, LLC - Ga1722%
Onvoy, LLC - FL1519%
Wide Voice, LLC - FL912%
Eon Telecom, INC.56.4%
Omnipoint Miami E License, LLC56.4%
Ip Horizon LLC56.4%
Cellco Partnership d/b/a Verizon Wireless - FL33.8%
Livewire Telecom, LLC33.8%
Onvoy Spectrum, LLC33.8%
Teleport Communications America, LLC - FL22.6%
Boost Subscriberco L.l.c.22.6%
Shelcomm22.6%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Where 645 numbers are rated

NANPA assigns each central office code to a rate center, the local calling area that decides whether a call is local or toll. 645 has codes in 5 rate centers. Rate center names in the file are abbreviations; where one matches a Census place, the table links to that city's local-number page.

Rate centers in area code 645 by assigned codes
Rate center (NANPA)PlaceCodes
MIAMIMiami, FL38
NORTH DADEnot matched14
HOMESTEADHomestead, FL9
KEYSnot matched9
PERRINEnot matched8

How full is area code 645?

An area code has 800 possible central office codes that start with 2 through 9, a few of which are reserved (such as N11 service codes and 555). 78 are assigned in 645, 9.8% of 800. 78 were assigned in 2020 or later.

Area code 645: central office codes by decade assigned
Decade assignedExchangesShare
2020s78100%

Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.

Getting a 645 number for your business

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

Porting a number you already use in area code 645 is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

Frequently asked questions

Where is area code 645?

645 is a geographic area code in Florida. Places with the most assigned exchanges include Miami and Homestead.

What time zone is area code 645 in?

NANPA lists 645 in the Eastern time zone.

When did area code 645 go into service?

NANPA records an in-service date of August 4, 2023. The code was assigned on February 24, 2022.

Is 645 an overlay area code?

Yes. It shares its territory with 305 and 786.

Can my business get a 645 phone number?

Callata includes up to 3 local numbers on its $99/month plan (5 users included). Which 645 numbers are open depends on carrier inventory when you choose, and you can port an existing number for free.