CallataGuides

Area code 448

Where 448 is, how it is dialed, which carriers hold its numbers and how many of its codes are in use, from NANPA's 10/01/2026 files.

State
FL
In service
2021
Assigned codes
118of 800 possible
Carriers
30

Where area code 448 is

448 is one of 23 geographic area codes serving Florida; NANPA records its in-service date as June 22, 2021. It is an overlay: 448 and 850 cover the same territory, so neighbors on the same street can have different area codes. It is in the Eastern and Central time zone. The places with the most assigned exchanges include Tallahassee, Pensacola, Panama City, Fort Walton Beach, and Bonifay. By population, its largest named places are Tallahassee, Pensacola, Panama City, Crestview, and Fort Walton Beach.

Area code 448: NANPA facts
ItemValue
StateFlorida
In service sinceJune 22, 2021
Assigned by NANPANovember 5, 2019
OverlayYes, with 850
Parent area code (NANPA)850
Time zoneEastern and Central
Local calls within the codeten digits (area code plus number)
Assigned central office codes118
Rate centers with codes40
Carriers holding codes30
Pooled codes118
Codes assigned since 2020117
Relief planning in progressNo

Source: NANPA NPA report and utilized central office code file, both dated 10/01/2026.

Places served by 448

448 holds 1.1% of the 11,187 central office codes assigned in Florida, the 19th most of the state's 23 codes. 25 Census places could be matched to rate centers with 448 exchanges; the most populous are Tallahassee (205,000), Pensacola (53,898), Panama City (37,024), and Crestview (30,727). For a storefront or service area inside 448, the place pages show which prefixes are rated local there.

Most populous places with 448 exchanges
PlacePopulation (2024)Area codesExchangesCarriers
Tallahassee, FL205,089448, 85017833
Pensacola, FL53,898448, 85016137
Panama City, FL37,024448, 8507428
Crestview, FL30,727448, 8502311
Fort Walton Beach, FL21,188448, 8506616
Destin, FL13,991448, 8502811
Quincy, FL8,119448, 85074
Perry, FL7,306448, 85096
Gulf Breeze, FL6,955448, 850129
Chipley, FL3,741448, 8501310
Madison, FL2,994448, 850108
Bonifay, FL2,838448, 85094
Monticello, FL2,754448, 85074
Apalachicola, FL2,461448, 85063
Blountstown, FL2,269448, 85043

Population: Census Vintage 2024 estimates for the matched place. Exchanges and carriers: NANPA utilized code file.

Dialing 448 numbers

According to NANPA's dialing-plan data, local calls within 448 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits. Ten-digit local dialing means the area code is part of how customers save and recognize your number, so print it in full everywhere. NANPA's dialing-plan note for this code reads: "1+10 digit permissible at each service providers discretion"

Who holds 448 exchanges

30 carriers hold the 118 central office codes assigned in 448. Onvoy, LLC - FL has the most, with 28 (24%). 118 of the codes (100%) are pooled, meaning the code holder shares blocks of 1,000 numbers with other carriers instead of using all 10,000 itself. Numbers can move between carriers through porting, so a code's holder tells you where the block started, not where every number lives now.

Largest code holders in area code 448
Carrier (NANPA operating company)ExchangesShare
Onvoy, LLC - FL2824%
Onvoy Spectrum, LLC1714%
Powertel Jacksonville Licenses, INC.86.8%
Nuso, LLC86.8%
Skye Telecom LLC d/b/a Skyetel75.9%
Fractel, LLC43.4%
Comcast Ip Phone, LLC32.5%
Bandwidth.com CLEC, LLC - FL32.5%
Cellco Partnership d/b/a Verizon Wireless - FL32.5%
HD Carrier LLC32.5%
Callworks Corporation32.5%
Wavenation, LLC32.5%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Where 448 numbers are rated

NANPA assigns each central office code to a rate center, the local calling area that decides whether a call is local or toll. 448 has codes in 40 rate centers. The table lists the rate centers with the most codes, with the matching Census place where the abbreviation could be matched.

Rate centers in area code 448 by assigned codes
Rate center (NANPA)PlaceCodes
TALLAHASSETallahassee, FL22
PENSACOLAPensacola, FL18
PANAMACITYPanama City, FL11
FTWALTNBCHFort Walton Beach, FL5
BONIFAYBonifay, FL4
PACEnot matched4
CRAWFORDVLnot matched3
DESTINDestin, FL3
APALCHICOLApalachicola, FL3
CRESTVIEWCrestview, FL3
CANTONMENTnot matched3
MADISONMadison, FL2
PERRYPerry, FL2
PNAMACYBCHnot matched2
MONTICELLOMonticello, FL2
JAYJay, FL2
CHERRYLAKEnot matched2
GULFBREEZEGulf Breeze, FL2
VERNONVernon, FL2
CENTURYCentury, FL2
YONGSTFNTNnot matched2
CHIPLEYChipley, FL1
BLOUNTSTNBlountstown, FL1
HOSFORDnot matched1
GRACEVILLEGraceville, FL1

Top 25 of 40 rate centers.

448 code assignments over time

An area code has 800 possible central office codes that start with 2 through 9, a few of which are reserved (such as N11 service codes and 555). 118 are assigned in 448, 15% of 800. 117 were assigned in 2020 or later.

Area code 448: central office codes by decade assigned
Decade assignedExchangesShare
2020s117100%

Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.

Using area code 448 for business calls

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

If you already have a number in area code 448, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.

Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.

Frequently asked questions

Where is area code 448?

448 is a geographic area code in Florida. Places with the most assigned exchanges include Tallahassee, Pensacola, Panama City, and Fort Walton Beach.

What time zone is area code 448 in?

NANPA lists 448 in the Eastern and Central time zone.

When did area code 448 go into service?

NANPA records an in-service date of June 22, 2021. The code was assigned on November 5, 2019.

Is 448 an overlay area code?

Yes. It shares its territory with 850.

Can my business get a 448 phone number?

Callata includes up to 3 local numbers on its $99/month plan (5 users included). Which 448 numbers are open depends on carrier inventory when you choose, and you can port an existing number for free.