CallataGuides

Cumberland, MD-WV business phone guide

Population, businesses by sector and industry, area codes and local numbers for the Cumberland, MD-WV micropolitan area.

Population
93,8752024 est.
Establishments
1,886CBP 2023
Counties
2
Area codes
5

Cumberland, MD-WV at a glance

The Cumberland, MD-WV micropolitan area covers 2 counties in Maryland and West Virginia and had 93,875 residents in July 2024, down 1.2% since April 2020. The U.S. population grew 2.6% over the same period. Allegany County, MD is the most populous, with 67,097 people. By population it ranks 412th of the 925 metro and micropolitan areas and 449th by business establishments.

Counties in the Cumberland, MD-WV area
CountyPopulation (2024)
Allegany County, MD67,097
Mineral County, WV26,778

Source: Census Vintage 2024 metropolitan and micropolitan area estimates.

Establishments and employment in Cumberland, MD-WV

County Business Patterns counted 1,886 establishments in the area in 2023, employing 28,215 people in mid-March with $1.3 billion in annual payroll. That is an average of 15.0 employees per establishment. 47.8% of establishments with employees had fewer than five people. By establishment count, the largest sectors are retail trade (321), health care and social assistance (317), and other services (except public administration) (271).

Cumberland, MD-WV establishments by sector, 2023
Sector (NAICS)EstablishmentsEmployeesAnnual payroll
Retail Trade (44)3214,964$167,436,000
Health Care and Social Assistance (62)3177,769$435,965,000
Other Services (except Public Administration) (81)2711,433$42,405,000
Accommodation and Food Services (72)2173,996$84,560,000
Construction (23)1451,218$77,655,000
Finance and Insurance (52)106830$49,622,000
Professional, Scientific, and Technical Services (54)1021,056$64,429,000
Transportation and Warehousing (48)70715$39,880,000
Manufacturing (31)623,996$226,637,000
Real Estate and Rental and Leasing (53)62215$8,355,000
Administrative and Support and Waste Management and Remediation Services (56)62377$12,907,000
Wholesale Trade (42)56527$31,745,000
Information (51)39449$20,089,000
Arts, Entertainment, and Recreation (71)21181$3,059,000
Utilities (22)12188 (high noise)$17,994,000
Educational Services (61)10142$4,438,000
Mining, Quarrying, and Oil and Gas Extraction (21)5133$8,352,000
Management of Companies and Enterprises (55)413 (high noise)$529,000
Agriculture, Forestry, Fishing and Hunting (11)312 (high noise)$451,000

Source: Census County Business Patterns 2023, two-digit NAICS sectors. Manufacturing, retail and transportation span several two-digit codes; CBP reports them under 31, 44 and 48.

Cumberland, MD-WV compared with the U.S.

Cumberland, MD-WV has 20.1 business establishments per 1,000 residents, 18.3% below the U.S. figure of 24.6. Establishments average 15.0 employees against 16.7 nationally, and payroll per employee is $45,951 (32.8% below the U.S. $68,342). 47.8% of establishments with employees have fewer than five people (U.S.: 55.5%), while 4.5% have 50 or more. Most establishments are far smaller than the average suggests, so it pays to price a phone plan at the headcount you actually have rather than the average.

Cumberland, MD-WV: establishments by employment size, 2023
Employment sizeEstablishmentsShareU.S. share
1–4 employees90147.8%55.5%
5–9 employees42122.3%17.5%
10–19 employees30316.1%12.5%
20–49 employees1749.2%9.1%
50 or more employees854.5%5.4%

Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.

Small-business industries in Cumberland, MD-WV

Of the 141 industries these guides cover, 77 have a published Census count in Cumberland, MD-WV. The largest are physician practices (85), limited-service restaurants (70), and full-service restaurants (65). Relative to population, civic and social organizations are the most over-represented: 23.4 per 100,000 residents against 7.3 nationally.

Largest covered industries in Cumberland, MD-WV, 2023
IndustryEstablishmentsEmployeesEmployees per establishment
Physician practices851,32215.6
Limited-service restaurants701,62623.2
Full-service restaurants651,16718.0
Law offices321103.4
Dental offices302147.1
Insurance agencies and brokerages302026.7
Residential remodelers301284.3
Drinking places291715.9
Beauty salons271375.1
Pharmacies and drug stores2336115.7
Landscaping services23582.5
Child day care services221587.2
Civic and social organizations221255.7
Supermarkets and grocery stores2182139.1
Plumbing, heating and air-conditioning contractors2027513.8
General automotive repair shops20904.5
New single-family housing construction contractors17472.8
Hotels and motels1725915.2
Agencies providing services for the elderly and persons with disabilities1671344.6
Offices of real estate agents and brokers16——
Offices of certified public accountants141027.3
Physical, occupational and speech therapy clinics1318614.3
Electrical contractors131289.8
Beer, wine and liquor stores13826.3
Site preparation contractors12——

Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.

Phone numbers in the Cumberland, MD-WV area

The area's named cities and towns have 62 NANPA-assigned exchanges across 5 area codes; 240 has the most (39%). Callata includes up to 3 local numbers, so a business serving several parts of the area can hold a number in each.

Area codes in the Cumberland, MD-WV area
Area codeExchanges in named placesShareTime zone
2402439%Eastern
3011829%Eastern
3041016%Eastern
681813%Eastern
22723.2%Eastern

Exchanges in rate centers matched to Census places in the area. Source: NANPA.

Local numbers by city

Pages for 4 cities and towns in the area list their area codes, prefixes and carriers.

Cities and towns in the Cumberland, MD-WV area
PlacePopulation (2024)Area codesExchanges
Cumberland, MD18,643227, 240, 30131
Frostburg, MD6,972240, 3016
Keyser, WV4,802304, 6818
Westernport, MD1,769227, 240, 3014

Phone costs for a typical Cumberland, MD-WV business

Per-seat phone plans multiply by headcount. For the rounded average establishment size in Cumberland, MD-WV, 15 users on RingCentral RingEX Core come to $450.00 a month and on Ooma Office Pro $374.25, at month-to-month list prices checked September 28, 2026. Callata comes to $299.00 a month for 15 users ($99 a month with 5 users included, then $20 per additional user), below both.

Monthly list price for a 15-person team
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$299.00$3,588.00
Quo (Starter)$19.00 per user$285.00$3,420.00
Nextiva (Core)$23.00 per user$345.00$4,140.00
Ooma (Office Pro)$24.95 per user$374.25$4,491.00
Dialpad (Standard)$27.00 per user$405.00$4,860.00
RingCentral (RingEX Core)$30.00 per user$450.00$5,400.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Callata in Cumberland, MD-WV

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

Porting a number you already use in Cumberland, MD-WV is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

Frequently asked questions

What area codes serve Cumberland, MD-WV?

240, 301, 304, 681, and 227, by NANPA-assigned exchanges in the area's named places.

How many businesses are in the Cumberland, MD-WV area?

1,886 establishments in 2023, according to Census County Business Patterns.

How much does a business phone system cost in Cumberland, MD-WV?

Callata is $99 a month with 5 users included, then $20 per additional user; for a 15-person team that is $299.00 a month. The same team on Ooma Office Pro lists at $374.25 a month (checked September 28, 2026).