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Get a local business phone number in Cumberland, MD

Cumberland's area codes, prefixes and carriers from NANPA records, and how to put a Cumberland number in front of your customers.

Area code
240 / 301 / 227
Exchanges
31NANPA-assigned
Carriers
13
Population
18,643Census 2024 est.

Cumberland area codes

Cumberland city is a Census place in Allegany County, Maryland, with an estimated 18,643 residents in 2024. NANPA lists 31 exchanges for its rate center across 3 area codes; 240 has the most (16, 52%). 240 is part of an overlay with 227 and 301, so a new local number in Cumberland may carry any of those codes depending on which have numbers available. Cumberland is in the Eastern time zone.

According to NANPA's dialing-plan data, local calls within 240 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits.

Area codes with exchanges in Cumberland, MD
Area codeExchanges hereShareIn service sinceOverlay withTime zone
2401652%1997227, 301Eastern
3011445%1947240, 227Eastern
22713.2%2023240, 301Eastern

Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.

Who holds Cumberland phone exchanges

13 carriers hold the 31 exchanges assigned to Cumberland's rate center. Verizon Maryland, INC. has the most, with 9. 24 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. A business number in Cumberland can come from any of these blocks; once it is yours, porting lets it move between providers.

Carriers holding exchanges in Cumberland, MD
Carrier (NANPA operating company)ExchangesShare
Verizon Maryland, INC.929%
New Cingular Wireless PCS, LLC - DC413%
Omnipoint Communications Cap Operations, LLC39.7%
Uscoc of Cumberland, INC. d/b/a United States Cel MD39.7%
Level 3 Communications, LLC - MD39.7%
Peerless Network of Maryland, LLC26.5%
Mcimetro Access Transmission Services LLC - MD13.2%
Core Communications, Inc.- MD13.2%
Metropcs, INC.13.2%
Cellco Partnership d/b/a Verizon Wireless - MD13.2%
IDT America, Corp. - MD13.2%
CSC Wireless, LLC13.2%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Local prefixes for Cumberland

A prefix (NXX) is the three digits after the area code. Numbers starting with these prefixes are rated as local to Cumberland. The earliest assignment date recorded in the file for these codes is 2001. 3 of the 31 were assigned in 2020 or later.

Prefixes assigned in Cumberland, MD
Area codePrefixes (NXX)
227293
240362, 378, 410, 522, 580, 609, 664, 727, 803, 807, 860, 916, 920, 964, 967, 979
301268, 338, 697, 707, 709, 722, 723, 724, 729, 759, 777, 783, 784, 876

Source: NANPA utilized central office code file.

When Cumberland's exchanges were assigned

Assignment dates show when each block of Cumberland numbers was added to the local supply.

Cumberland, MD: exchanges by decade assigned
Decade assignedExchangesShare
2000s643%
2010s536%
2020s321%

Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.

What makes a number local to Cumberland

What a caller sees as "local" is the area code plus prefix. In Cumberland, those come from the CUMBERLAND rate center, as recorded by NANPA.

Keeping an existing Cumberland number costs nothing on Callata, because porting is free; a new number depends on what carriers have open in 240 when you pick it.

Businesses around Cumberland

Cumberland is part of the Cumberland, MD-WV micropolitan area, home to 93,875 people in 2024. County Business Patterns counted 1,886 business establishments in the Cumberland, MD-WV micropolitan area in 2023, employing 28,215 people. The largest sectors by establishment count are retail trade (321), health care and social assistance (317), and other services (except public administration) (271).

Selected industries in the Cumberland, MD-WV micropolitan area, 2023
IndustryEstablishmentsEmployeesEmployees per establishment
Physician practices851,32215.6
Limited-service restaurants701,62623.2
Full-service restaurants651,16718.0
Law offices321103.4
Dental offices302147.1
Insurance agencies and brokerages302026.7
Residential remodelers301284.3
Drinking places291715.9

Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.

A Cumberland number on Callata

Callata is a business phone system priced at $99 a month with 5 users included, then $20 per additional user. Callata Office includes up to 3 local business numbers, unlimited inbound calling, 1,500 pooled outbound US and Canada minutes per user each month, a browser softphone that can also ring your cell, voicemail with transcription, call recording with AI summaries, business-hours routing and E911 on every number.

If you already have a number in Cumberland, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.

Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.

The comparison below uses 15 users, the rounded average establishment size in the Cumberland, MD-WV micropolitan area. At list prices checked September 28, 2026, that is $374.25 a month on Ooma Office Pro and $450.00 on RingCentral RingEX Core. On Callata the same 15 people cost $299.00 a month, less than either per-seat plan.

Monthly list price for a 15-person team
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$299.00$3,588.00
Quo (Starter)$19.00 per user$285.00$3,420.00
Nextiva (Core)$23.00 per user$345.00$4,140.00
Ooma (Office Pro)$24.95 per user$374.25$4,491.00
Dialpad (Standard)$27.00 per user$405.00$4,860.00
RingCentral (RingEX Core)$30.00 per user$450.00$5,400.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Frequently asked questions

What area code is Cumberland, MD?

Cumberland has exchanges in 240, 301, and 227; 240 has the most.

How many phone companies have exchanges in Cumberland?

13, holding 31 exchanges between them, according to NANPA's 10/01/2026 file.

Can I keep my existing Cumberland business number?

Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.

How much is a business phone line in Cumberland?

Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 15 users come to $299.00 a month. For comparison, 15 users on RingCentral RingEX Core list at $450.00 a month (checked September 28, 2026).