CallataGuidesGet a local business phone number in Fernandina Beach, FL
Fernandina Beach's area codes, prefixes and carriers from NANPA records, and how to put a Fernandina Beach number in front of your customers.
- Area code
- 904 / 324
- Exchanges
- 38NANPA-assigned
- Carriers
- 17
- Population
- 13,672Census 2024 est.
What area code is Fernandina Beach, FL?
With 13,672 residents in the Census 2024 estimate, Fernandina Beach sits in Nassau County, Florida. NANPA lists 38 exchanges for its rate center across 2 area codes; 904 has the most (35, 92%). 904 is part of an overlay with 324, so a new local number in Fernandina Beach may carry any of those codes depending on which have numbers available. Fernandina Beach is in the Eastern time zone.
According to NANPA's dialing-plan data, local calls within 904 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits.
Who holds Fernandina Beach phone exchanges
17 carriers hold the 38 exchanges assigned to Fernandina Beach's rate center. Powertel Jacksonville Licenses, INC. has the most, with 10. 36 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. The table counts codes by the operating company NANPA assigned them to, not by who serves each number today.
| Carrier (NANPA operating company) | Exchanges | Share |
|---|---|---|
| Powertel Jacksonville Licenses, INC. | 10 | 26% |
| Onvoy, LLC - FL | 6 | 16% |
| Bellsouth Telecomm INC d/b/a Southern Bell Tel & Tel | 4 | 11% |
| Level 3 Communications, LLC - FL | 3 | 7.9% |
| New Cingular Wireless PCS, LLC - Ga | 2 | 5.3% |
| Fractel, LLC | 2 | 5.3% |
| Livewire Telecom, LLC | 1 | 2.6% |
| Comcast Ip Phone, LLC | 1 | 2.6% |
| Paetec Itel, LLC | 1 | 2.6% |
| Telnyx LLC | 1 | 2.6% |
| Metropcs, INC. | 1 | 2.6% |
| Teleport Communications America, LLC - FL | 1 | 2.6% |
Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.
Local prefixes for Fernandina Beach
Each prefix below is a block of up to 10,000 numbers that NANPA assigned to Fernandina Beach's rate center (FERNADNBCH). The earliest assignment date recorded in the file for these codes is 2001. 16 of the 38 were assigned in 2020 or later.
| Area code | Prefixes (NXX) |
|---|---|
| 324 | 203, 888, 900 |
| 904 | 206, 261, 277, 310, 321, 326, 415, 430, 432, 441, 447, 491, 556, 557, 572, 582, 601, 604, 624, 649, 690, 729, 753, 761, 775, 780, 799, 817, 844, 852, 890, 896, 933, 942, 965 |
Source: NANPA utilized central office code file.
When Fernandina Beach's exchanges were assigned
Assignment dates show when each block of Fernandina Beach numbers was added to the local supply.
| Decade assigned | Exchanges | Share |
|---|---|---|
| 2000s | 2 | 8.3% |
| 2010s | 6 | 25% |
| 2020s | 16 | 67% |
Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.
Rate centers and local calling in Fernandina Beach
Phone numbers are tied to a rate center, the local calling area used to decide whether a call is local or toll. Fernandina Beach's numbers are rated to the FERNADNBCH rate center in NANPA's records. A business number from one of the prefixes above shows up on customers' phones as a Fernandina Beach number.
New local numbers are drawn from carrier inventory, so the exact 904 numbers available change over time; porting an existing number is free.
Who does business near Fernandina Beach
Fernandina Beach is part of the Jacksonville, FL metro area, home to 1.8 million people in 2024. County Business Patterns counted 44,152 business establishments in the Jacksonville, FL metro area in 2023, employing 664,343 people. The largest sectors by establishment count are professional, scientific, and technical services (5,674), retail trade (5,351), and health care and social assistance (5,184).
| Industry | Establishments | Employees | Employees per establishment |
|---|---|---|---|
| Physician practices | 1,583 | 19,619 | 12.4 |
| Offices of real estate agents and brokers | 1,401 | 2,774 | 2.0 |
| Limited-service restaurants | 1,373 | 26,797 | 19.5 |
| Full-service restaurants | 1,267 | 31,385 | 24.8 |
| Law offices | 900 | 5,867 | 6.5 |
| Residential remodelers | 795 | 2,330 | 2.9 |
| Landscaping services | 794 | 5,707 | 7.2 |
| Management consulting firms | 667 | 2,674 | 4.0 |
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
Setting up a Fernandina Beach business line
For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.
If you already have a number in Fernandina Beach, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.
Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.
Per-seat phone plans multiply by headcount. For the rounded average establishment size in the Jacksonville, FL metro area, 15 users on RingCentral RingEX Core come to $450.00 a month and on Ooma Office Pro $374.25, at month-to-month list prices checked September 28, 2026. On Callata the same 15 people cost $299.00 a month, less than either per-seat plan.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $299.00 | $3,588.00 |
| Quo (Starter) | $19.00 per user | $285.00 | $3,420.00 |
| Nextiva (Core) | $23.00 per user | $345.00 | $4,140.00 |
| Ooma (Office Pro) | $24.95 per user | $374.25 | $4,491.00 |
| Dialpad (Standard) | $27.00 per user | $405.00 | $4,860.00 |
| RingCentral (RingEX Core) | $30.00 per user | $450.00 | $5,400.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Frequently asked questions
What area code is Fernandina Beach, FL?
Fernandina Beach has exchanges in 904 and 324; 904 has the most.
How many phone companies have exchanges in Fernandina Beach?
17, holding 38 exchanges between them, according to NANPA's 10/01/2026 file.
Can I keep my existing Fernandina Beach business number?
Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.
How much is a business phone line in Fernandina Beach?
Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 15 users come to $299.00 a month. For comparison, 15 users on RingCentral RingEX Core list at $450.00 a month (checked September 28, 2026).