Kokomo, IN business phone guide
Population, businesses by sector and industry, area codes and local numbers for the Kokomo, IN metro area.
- Population
- 84,0822024 est.
- Establishments
- 1,813CBP 2023
- Counties
- 1
- Area codes
- 1
About the Kokomo, IN metro area
The Kokomo, IN metro area covers 1 county in Indiana and had 84,082 residents in July 2024, up 0.5% since April 2020. The U.S. population grew 2.6% over the same period. By population it ranks 438th of the 925 metro and micropolitan areas and 462nd by business establishments.
| County | Population (2024) |
|---|---|
| Howard County, IN | 84,082 |
Source: Census Vintage 2024 metropolitan and micropolitan area estimates.
Kokomo, IN's business base
County Business Patterns counted 1,813 establishments in the area in 2023, employing 31,554 people in mid-March with $1.7 billion in annual payroll. That is an average of 17.4 employees per establishment. 46.2% of establishments with employees had fewer than five people. By establishment count, the largest sectors are retail trade (330), health care and social assistance (288), and other services (except public administration) (236).
| Sector (NAICS) | Establishments | Employees | Annual payroll |
|---|---|---|---|
| Retail Trade (44) | 330 | 4,642 | $138,818,000 |
| Health Care and Social Assistance (62) | 288 | 5,175 | $282,208,000 |
| Other Services (except Public Administration) (81) | 236 | 1,692 | $43,604,000 |
| Accommodation and Food Services (72) | 212 | 4,302 | $76,679,000 |
| Construction (23) | 131 | 1,197 | $87,236,000 |
| Finance and Insurance (52) | 123 | 778 | $55,525,000 |
| Professional, Scientific, and Technical Services (54) | 105 | 624 | $33,233,000 |
| Administrative and Support and Waste Management and Remediation Services (56) | 84 | 797 | $37,996,000 |
| Manufacturing (31) | 70 | 9,490 | $744,797,000 |
| Real Estate and Rental and Leasing (53) | 66 | 304 | $14,049,000 |
| Wholesale Trade (42) | 52 | 1,145 | $96,410,000 |
| Transportation and Warehousing (48) | 33 | 479 | $24,798,000 |
| Arts, Entertainment, and Recreation (71) | 28 | 298 | $5,956,000 |
| Information (51) | 20 | 267 (high noise) | $13,501,000 |
| Educational Services (61) | 17 | 191 | $4,727,000 |
| Management of Companies and Enterprises (55) | 8 | 37 (high noise) | $1,483,000 |
| Utilities (22) | 7 | 115 (high noise) | $11,467,000 |
Source: Census County Business Patterns 2023, two-digit NAICS sectors. Manufacturing, retail and transportation span several two-digit codes; CBP reports them under 31, 44 and 48.
Kokomo, IN compared with the U.S.
Kokomo, IN has 21.6 business establishments per 1,000 residents, 12.3% below the U.S. figure of 24.6. Establishments average 17.4 employees against 16.7 nationally, and payroll per employee is $53,053 (22.4% below the U.S. $68,342). 46.2% of establishments with employees have fewer than five people (U.S.: 55.5%), while 4.9% have 50 or more. Averages are pulled up by large employers; the size table is the better guide to what a typical business here looks like.
| Employment size | Establishments | Share | U.S. share |
|---|---|---|---|
| 1–4 employees | 838 | 46.2% | 55.5% |
| 5–9 employees | 407 | 22.4% | 17.5% |
| 10–19 employees | 279 | 15.4% | 12.5% |
| 20–49 employees | 200 | 11.0% | 9.1% |
| 50 or more employees | 89 | 4.9% | 5.4% |
Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.
Small-business industries in Kokomo, IN
Of the 141 industries these guides cover, 81 have a published Census count in Kokomo, IN. The largest are limited-service restaurants (90), full-service restaurants (59), and physician practices (47). Relative to population, optometry practices are the most over-represented: 17.8 per 100,000 residents against 6.6 nationally.
| Industry | Establishments | Employees | Employees per establishment |
|---|---|---|---|
| Limited-service restaurants | 90 | 1,860 | 20.7 |
| Full-service restaurants | 59 | 1,741 | 29.5 |
| Physician practices | 47 | — | — |
| Dental offices | 39 | 299 | 7.7 |
| Insurance agencies and brokerages | 33 | 166 | 5.0 |
| Law offices | 28 | — | — |
| Landscaping services | 28 | 60 | 2.1 |
| Residential remodelers | 27 | 88 | 3.3 |
| Plumbing, heating and air-conditioning contractors | 26 | 449 | 17.3 |
| General automotive repair shops | 23 | 90 | 3.9 |
| Physical, occupational and speech therapy clinics | 22 | 180 | 8.2 |
| Child day care services | 20 | 190 | 9.5 |
| Home health care agencies | 19 | — | — |
| Drinking places | 17 | 144 | 8.5 |
| Beauty salons | 16 | 128 | 8.0 |
| Optometry practices | 15 | 70 | 4.7 |
| Offices of real estate agents and brokers | 15 | 36 | 2.4 |
| Used car dealers | 15 | 70 | 4.7 |
| Automotive parts and accessories stores | 15 | 168 | 11.2 |
| Beer, wine and liquor stores | 13 | — | — |
| Pharmacies and drug stores | 12 | 242 | 20.2 |
| Electrical contractors | 12 | 107 | 8.9 |
| Hotels and motels | 11 | 156 | 14.2 |
| Medical laboratories | 10 | — | — |
| Veterinary clinics | 10 | 114 | 11.4 |
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
Which area codes serve Kokomo, IN
The area's named cities and towns have 46 NANPA-assigned exchanges across 1 area code; 765 has the most (100%). A local number in the code your customers know is the simplest signal that you are nearby; Callata's plan includes up to 3.
| Area code | Exchanges in named places | Share | Time zone |
|---|---|---|---|
| 765 | 46 | 100% | Eastern |
Exchanges in rate centers matched to Census places in the area. Source: NANPA.
Local numbers by city
Pages for 3 cities and towns in the area list their area codes, prefixes and carriers.
| Place | Population (2024) | Area codes | Exchanges |
|---|---|---|---|
| Kokomo, IN | 60,093 | 765 | 40 |
| Greentown, IN | 2,405 | 765 | 3 |
| Russiaville, IN | 1,314 | 765 | 3 |
Phone costs for a typical Kokomo, IN business
A 17-person team is the benchmark here, the rounded average establishment size in Kokomo, IN. Billed per seat at month-to-month list prices (checked September 28, 2026), RingCentral RingEX Core costs $510.00 a month and Ooma Office Pro $424.15. On Callata the same 17 people cost $339.00 a month, less than either per-seat plan.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $339.00 | $4,068.00 |
| Quo (Starter) | $19.00 per user | $323.00 | $3,876.00 |
| Nextiva (Core) | $23.00 per user | $391.00 | $4,692.00 |
| Ooma (Office Pro) | $24.95 per user | $424.15 | $5,089.80 |
| Dialpad (Standard) | $27.00 per user | $459.00 | $5,508.00 |
| RingCentral (RingEX Core) | $30.00 per user | $510.00 | $6,120.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Callata in Kokomo, IN
For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.
If you already have a number in Kokomo, IN, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.
Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.
Frequently asked questions
What area codes serve Kokomo, IN?
765, by NANPA-assigned exchanges in the area's named places.
How many businesses are in the Kokomo, IN area?
1,813 establishments in 2023, according to Census County Business Patterns.
How much does a business phone system cost in Kokomo, IN?
Callata is $99 a month with 5 users included, then $20 per additional user; for a 17-person team that is $339.00 a month. The same team on Ooma Office Pro lists at $424.15 a month (checked September 28, 2026).