CallataGuidesGet a local business phone number in Cut Bank, MT
Cut Bank's area code, prefixes and carriers from NANPA records, and how to put a Cut Bank number in front of your customers.
- Area code
- 406
- Exchanges
- 4NANPA-assigned
- Carriers
- 3
- Population
- 2,988Census 2024 est.
What area code is Cut Bank, MT?
Cut Bank city is a Census place in Glacier County, Montana, with an estimated 2,988 residents in 2024. All 4 exchanges NANPA lists for its rate center are in area code 406. Cut Bank is in the Mountain time zone.
According to NANPA's dialing-plan data, local calls within 406 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits.
| Area code | Exchanges here | Share | In service since | Overlay with | Time zone |
|---|---|---|---|---|---|
| 406 | 4 | 100% | 1947 | none | Mountain |
Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.
Who holds Cut Bank phone exchanges
3 carriers hold the 4 exchanges assigned to Cut Bank's rate center. New Cingular Wireless PCS, LLC has the most, with 2. 4 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. A business number in Cut Bank can come from any of these blocks; once it is yours, porting lets it move between providers.
| Carrier (NANPA operating company) | Exchanges | Share |
|---|---|---|
| New Cingular Wireless PCS, LLC | 2 | 50% |
| Charter Ip Enabled Services, LLC | 1 | 25% |
| Qwest Corporation | 1 | 25% |
Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.
Local prefixes for Cut Bank
A prefix (NXX) is the three digits after the area code. Numbers starting with these prefixes are rated as local to Cut Bank. The earliest assignment date recorded in the file for these codes is 2003. None were assigned in 2020 or later.
| Area code | Prefixes (NXX) |
|---|---|
| 406 | 229, 391, 845, 873 |
Source: NANPA utilized central office code file.
What makes a number local to Cut Bank
NANPA ties every exchange to a rate center. For Cut Bank that is CUT BANK, so a number from one of these exchanges reads as local to people in and around Cut Bank.
If your business already has a Cut Bank number, porting it to Callata is free and keeps it on your cards, listings and vehicles.
Businesses around Cut Bank
Cut Bank is outside any Census metro or micropolitan area, so the figures below are statewide. County Business Patterns counted 42,566 business establishments in Montana in 2023, employing 409,312 people. The largest sectors by establishment count are construction (6,766), retail trade (4,706), and health care and social assistance (4,488).
| Industry | Establishments | Employees | Employees per establishment |
|---|---|---|---|
| Offices of real estate agents and brokers | 1,100 | — | — |
| New single-family housing construction contractors | 1,075 | 3,375 | 3.1 |
| Full-service restaurants | 1,060 | 20,162 | 19.0 |
| Residential remodelers | 840 | 2,122 | 2.5 |
| Limited-service restaurants | 806 | 15,352 | 19.0 |
| Plumbing, heating and air-conditioning contractors | 712 | 4,448 | 6.2 |
| Landscaping services | 694 | 2,435 | 3.5 |
| Law offices | 678 | 2,673 | 3.9 |
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
A Cut Bank number on Callata
For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.
If you already have a number in Cut Bank, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.
Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.
Per-seat phone plans multiply by headcount. For the rounded average establishment size in Montana, 10 users on RingCentral RingEX Core come to $300.00 a month and on Ooma Office Pro $249.50, at month-to-month list prices checked September 28, 2026. On Callata the same 10 people cost $199.00 a month, less than either per-seat plan.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $199.00 | $2,388.00 |
| Quo (Starter) | $19.00 per user | $190.00 | $2,280.00 |
| Nextiva (Core) | $23.00 per user | $230.00 | $2,760.00 |
| Ooma (Office Pro) | $24.95 per user | $249.50 | $2,994.00 |
| Dialpad (Standard) | $27.00 per user | $270.00 | $3,240.00 |
| RingCentral (RingEX Core) | $30.00 per user | $300.00 | $3,600.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Frequently asked questions
What area code is Cut Bank, MT?
406. All exchanges NANPA lists for Cut Bank are in 406.
How many phone companies have exchanges in Cut Bank?
3, holding 4 exchanges between them, according to NANPA's 10/01/2026 file.
Can I keep my existing Cut Bank business number?
Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.
How much is a business phone line in Cut Bank?
Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 10 users come to $199.00 a month. For comparison, 10 users on RingCentral RingEX Core list at $300.00 a month (checked September 28, 2026).