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Area code 406

Where 406 is, how it is dialed, which carriers hold its numbers and how many of its codes are in use, from NANPA's 10/01/2026 files.

State
MT
In service
1947
Assigned codes
754of 800 possible
Carriers
63

Where area code 406 is

406 is one of 1 geographic area codes serving Montana; NANPA records its in-service date as January 1, 1947. It is not part of an overlay, so every number in its territory starts with 406. It is in the Mountain time zone. The places with the most assigned exchanges include Billings, Missoula, Helena, Great Falls, and Bozeman. By population, its largest named places are Billings, Missoula, Great Falls, Bozeman, and Helena.

Area code 406: NANPA facts
ItemValue
StateMontana
In service sinceJanuary 1, 1947
OverlayNo
Time zoneMountain
Local calls within the codeten digits (area code plus number)
Assigned central office codes754
Rate centers with codes260
Carriers holding codes63
Pooled codes527
Codes assigned since 202030
Relief planning in progressNo

Source: NANPA NPA report and utilized central office code file, both dated 10/01/2026.

Where 406 numbers are local

406 holds 100% of the 754 central office codes assigned in Montana, the most of any code in the state. 117 Census places could be matched to rate centers with 406 exchanges; the most populous are Billings (121,000), Missoula (78,204), Great Falls (60,013), and Bozeman (57,894). For a storefront or service area inside 406, the place pages show which prefixes are rated local there.

Most populous places with 406 exchanges
PlacePopulation (2024)Area codesExchangesCarriers
Billings, MT121,4834067229
Missoula, MT78,2044064716
Great Falls, MT60,0134063718
Bozeman, MT57,8944063213
Helena, MT34,7294063811
Kalispell, MT31,296406256
Belgrade, MT12,74140644
Whitefish, MT9,25640643
Havre, MT9,20440675
Livingston, MT9,02140684
Miles City, MT8,407406106
Laurel, MT7,25140665
Lewistown, MT6,20440687
Sidney, MT6,03140695
Columbia Falls, MT5,71340633

Population: Census Vintage 2024 estimates for the matched place. Exchanges and carriers: NANPA utilized code file.

How calls are dialed in 406

According to NANPA's dialing-plan data, local calls within 406 are dialed as ten digits (area code plus number) and toll calls as 1 plus ten digits. Ten-digit local dialing means the area code is part of how customers save and recognize your number, so print it in full everywhere. NANPA's dialing-plan note for this code reads: "1+10 digit permissible at service provider discretion."

Phone companies in area code 406

63 carriers hold the 754 central office codes assigned in 406. Qwest Corporation has the most, with 132 (18%). 527 of the codes (70%) are pooled, meaning the code holder shares blocks of 1,000 numbers with other carriers instead of using all 10,000 itself. Numbers can move between carriers through porting, so a code's holder tells you where the block started, not where every number lives now.

Largest code holders in area code 406
Carrier (NANPA operating company)ExchangesShare
Qwest Corporation13218%
Cellco Partnership d/b/a Verizon Wireless - MT11916%
New Cingular Wireless PCS, LLC749.8%
Onvoy, LLC - MT435.7%
Triangle Tel. Coop. Assn., INC.395.2%
Nemont Tel Coop INC334.4%
Level 3 Communications, LLC - MT273.6%
Mid-rivers Tel. Coop., INC.273.6%
3 Rivers Tel. Coop., INC.263.4%
Charter Ip Enabled Services, LLC263.4%
Blackfoot Tel. Coop., INC.222.9%
Centurytel of Montana, INC. d/b/a Centurylink212.8%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Where 406 numbers are rated

NANPA assigns each central office code to a rate center, the local calling area that decides whether a call is local or toll. 406 has codes in 260 rate centers. The table lists the rate centers with the most codes, with the matching Census place where the abbreviation could be matched.

Rate centers in area code 406 by assigned codes
Rate center (NANPA)PlaceCodes
BILLINGSBillings, MT72
MISSOULAMissoula, MT47
HELENAHelena, MT38
GREATFALLSGreat Falls, MT37
BOZEMANBozeman, MT32
KALISPELLKalispell, MT25
BUTTEnot matched17
MILES CITYMiles City, MT10
SIDNEYSidney, MT9
LIVINGSTONLivingston, MT8
LEWISTOWNLewistown, MT8
HAMILTONHamilton, MT8
HAVREHavre, MT7
SHELBYShelby, MT7
DILLONDillon, MT7
HARDINHardin, MT7
LIBBYLibby, MT6
COLUMBUSColumbus, MT6
GLENDIVEGlendive, MT6
RED LODGERed Lodge, MT6
LAURELLaurel, MT6
FORSYTHForsyth, MT5
COLSTRIPColstrip, MT5
CONRADConrad, MT5
ANACONDAnot matched5

Top 25 of 260 rate centers.

406 code assignments over time

An area code has 800 possible central office codes that start with 2 through 9, a few of which are reserved (such as N11 service codes and 555). 754 are assigned in 406, 94% of 800. 30 were assigned in 2020 or later.

Area code 406: central office codes by decade assigned
Decade assignedExchangesShare
2000s8244%
2010s7339%
2020s3016%

Assignment dates as recorded in NANPA's utilized code file; codes without a recorded date are excluded.

Getting a 406 number for your business

Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.

If you already have a number in area code 406, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.

Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.

Frequently asked questions

Where is area code 406?

406 is a geographic area code in Montana. Places with the most assigned exchanges include Billings, Missoula, Helena, and Great Falls.

What time zone is area code 406 in?

NANPA lists 406 in the Mountain time zone.

When did area code 406 go into service?

NANPA records an in-service date of January 1, 1947.

Is 406 an overlay area code?

No. NANPA does not list 406 as part of an overlay.

Can my business get a 406 phone number?

Callata includes up to 3 local numbers on its $99/month plan (5 users included). Which 406 numbers are open depends on carrier inventory when you choose, and you can port an existing number for free.