CallataGuidesGet a local business phone number in Paynesville, MN
Paynesville's area code, prefixes and carriers from NANPA records, and how to put a Paynesville number in front of your customers.
- Area code
- 320
- Exchanges
- 2NANPA-assigned
- Carriers
- 2
- Population
- 2,586Census 2024 est.
Paynesville area codes
Paynesville city is a Census place in Stearns County, Minnesota, with an estimated 2,586 residents in 2024. All 2 exchanges NANPA lists for its rate center are in area code 320. Paynesville is in the Central time zone.
According to NANPA's dialing-plan data, local calls within 320 are dialed as seven digits and toll calls as 1 plus ten digits.
| Area code | Exchanges here | Share | In service since | Overlay with | Time zone |
|---|---|---|---|---|---|
| 320 | 2 | 100% | 1996 | none | Central |
Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.
Paynesville exchanges by carrier
2 carriers hold the 2 exchanges assigned to Paynesville's rate center. Windstream Lakedale, INC. has the most, with 1. 1 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. The table counts codes by the operating company NANPA assigned them to, not by who serves each number today.
| Carrier (NANPA operating company) | Exchanges | Share |
|---|---|---|
| Windstream Lakedale, INC. | 1 | 50% |
| MCC Telephony LLC | 1 | 50% |
Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.
Exchanges (NPA-NXX) assigned in Paynesville
These are the central office codes NANPA records for Paynesville. A caller seeing one of them recognizes a local number. The earliest assignment date recorded in the file for these codes is 2006. None were assigned in 2020 or later.
| Area code | Prefixes (NXX) |
|---|---|
| 320 | 243, 340 |
Source: NANPA utilized central office code file.
Rate centers and local calling in Paynesville
What a caller sees as "local" is the area code plus prefix. In Paynesville, those come from the PAYNESVL rate center, as recorded by NANPA.
New local numbers are drawn from carrier inventory, so the exact 320 numbers available change over time; porting an existing number is free.
Businesses around Paynesville
Paynesville is part of the St. Cloud, MN metro area, home to 206,000 people in 2024. County Business Patterns counted 5,449 business establishments in the St. Cloud, MN metro area in 2023, employing 101,067 people. The largest sectors by establishment count are retail trade (749), construction (724), and health care and social assistance (669).
| Industry | Establishments | Employees | Employees per establishment |
|---|---|---|---|
| Limited-service restaurants | 149 | 3,103 | 20.8 |
| Full-service restaurants | 127 | 2,746 | 21.6 |
| Insurance agencies and brokerages | 126 | 571 | 4.5 |
| Plumbing, heating and air-conditioning contractors | 85 | 1,780 | 20.9 |
| Landscaping services | 85 | 267 | 3.1 |
| Residential remodelers | 84 | 307 | 3.7 |
| Offices of real estate agents and brokers | 80 | 107 | 1.3 |
| General automotive repair shops | 79 | 387 | 4.9 |
Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.
A Paynesville number on Callata
Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.
Porting a number you already use in Paynesville is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.
AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.
Per-seat phone plans multiply by headcount. For the rounded average establishment size in the St. Cloud, MN metro area, 19 users on RingCentral RingEX Core come to $570.00 a month and on Ooma Office Pro $474.05, at month-to-month list prices checked September 28, 2026. Callata comes to $379.00 a month for 19 users ($99 a month with 5 users included, then $20 per additional user), below both.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $379.00 | $4,548.00 |
| Quo (Starter) | $19.00 per user | $361.00 | $4,332.00 |
| Nextiva (Core) | $23.00 per user | $437.00 | $5,244.00 |
| Ooma (Office Pro) | $24.95 per user | $474.05 | $5,688.60 |
| Dialpad (Standard) | $27.00 per user | $513.00 | $6,156.00 |
| RingCentral (RingEX Core) | $30.00 per user | $570.00 | $6,840.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Frequently asked questions
What area code is Paynesville, MN?
320. All exchanges NANPA lists for Paynesville are in 320.
How many phone companies have exchanges in Paynesville?
2, holding 2 exchanges between them, according to NANPA's 10/01/2026 file.
Can I keep my existing Paynesville business number?
Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.
How much is a business phone line in Paynesville?
Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 19 users come to $379.00 a month. For comparison, 19 users on RingCentral RingEX Core list at $570.00 a month (checked September 28, 2026).