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Get a local business phone number in Clearwater, MN

Clearwater's area code, prefixes and carriers from NANPA records, and how to put a Clearwater number in front of your customers.

Area code
320
Exchanges
2NANPA-assigned
Carriers
2
Population
2,221Census 2024 est.

What area code is Clearwater, MN?

Clearwater city is a Census place in Wright County, Minnesota, with an estimated 2,221 residents in 2024. All 2 exchanges NANPA lists for its rate center are in area code 320. Clearwater is in the Central time zone.

According to NANPA's dialing-plan data, local calls within 320 are dialed as seven digits and toll calls as 1 plus ten digits.

Area codes with exchanges in Clearwater, MN
Area codeExchanges hereShareIn service sinceOverlay withTime zone
3202100%1996noneCentral

Source: NANPA utilized central office code file and NPA report, dated 10/01/2026.

Who holds Clearwater phone exchanges

2 carriers hold the 2 exchanges assigned to Clearwater's rate center. Citizens Telecom CO Mn-frontier Citizens Com-mn has the most, with 1. 2 of them are pooled codes, which the holder shares with other carriers in blocks of 1,000 numbers. The table counts codes by the operating company NANPA assigned them to, not by who serves each number today.

Carriers holding exchanges in Clearwater, MN
Carrier (NANPA operating company)ExchangesShare
Citizens Telecom CO Mn-frontier Citizens Com-mn150%
Fractel, LLC150%

Carrier names are the operating company (OCN) names on NANPA's utilized central office code file dated 10/01/2026. A carrier holding a code may port numbers to other carriers.

Clearwater phone prefixes

Each prefix below is a block of up to 10,000 numbers that NANPA assigned to Clearwater's rate center (CLEARWATER). The earliest assignment date recorded in the file for these codes is 2019. None were assigned in 2020 or later.

Prefixes assigned in Clearwater, MN
Area codePrefixes (NXX)
320558, 900

Source: NANPA utilized central office code file.

How local numbers work in Clearwater

What a caller sees as "local" is the area code plus prefix. In Clearwater, those come from the CLEARWATER rate center, as recorded by NANPA.

New local numbers are drawn from carrier inventory, so the exact 320 numbers available change over time; porting an existing number is free.

Who does business near Clearwater

Clearwater is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area, home to 3.8 million people in 2024. County Business Patterns counted 99,443 business establishments in the Minneapolis, MN-WI metro area in 2023, employing 1,885,126 people. The largest sectors by establishment count are health care and social assistance (13,207), professional, scientific, and technical services (12,899), and construction (10,456).

Selected industries in the Minneapolis, MN-WI metro area, 2023
IndustryEstablishmentsEmployeesEmployees per establishment
Limited-service restaurants2,61852,60620.1
Offices of real estate agents and brokers2,6095,2702.0
Full-service restaurants2,38261,83726.0
Residential remodelers2,0786,9173.3
Insurance agencies and brokerages1,88511,2196.0
Landscaping services1,6059,9936.2
Law offices1,57013,4958.6
Management consulting firms1,32010,0027.6

Selected small-business industries (six-digit NAICS) covered by these guides. Source: Census County Business Patterns 2023.

Setting up a Clearwater business line

For $99 a month, Callata puts a team of up to 5 on one plan ($20 for each person after that): up to 3 local numbers, unlimited inbound calls, a pooled allowance of 1,500 outbound US and Canada minutes per user, browser and cell calling, voicemail transcription with urgency triage, recorded calls with AI summaries and business-hours routing, with E911 on every number.

Porting a number you already use in Clearwater is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.

AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.

Per-seat phone plans multiply by headcount. For the rounded average establishment size in the Minneapolis, MN-WI metro area, 19 users on RingCentral RingEX Core come to $570.00 a month and on Ooma Office Pro $474.05, at month-to-month list prices checked September 28, 2026. Callata comes to $379.00 a month for 19 users ($99 a month with 5 users included, then $20 per additional user), below both.

Monthly list price for a 19-person team
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$379.00$4,548.00
Quo (Starter)$19.00 per user$361.00$4,332.00
Nextiva (Core)$23.00 per user$437.00$5,244.00
Ooma (Office Pro)$24.95 per user$474.05$5,688.60
Dialpad (Standard)$27.00 per user$513.00$6,156.00
RingCentral (RingEX Core)$30.00 per user$570.00$6,840.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Frequently asked questions

What area code is Clearwater, MN?

320. All exchanges NANPA lists for Clearwater are in 320.

How many phone companies have exchanges in Clearwater?

2, holding 2 exchanges between them, according to NANPA's 10/01/2026 file.

Can I keep my existing Clearwater business number?

Yes. Porting an existing number to Callata is free. Texting from it starts after carrier registration (10DLC), a one-time $49 fee.

How much is a business phone line in Clearwater?

Callata is $99 a month with 5 users included, then $20 per additional user, with up to 3 local numbers; 19 users come to $379.00 a month. For comparison, 19 users on RingCentral RingEX Core list at $570.00 a month (checked September 28, 2026).