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Business phone system for insurance agencies and brokerages in Jamestown, ND

Insurance agencies and brokerages in the Jamestown, ND micropolitan area: 17 establishments in 2023, the local area codes, and what phone service costs a 4-person team.

Establishments
17CBP 2023
Employees
64mid-March 2023
Per 100k residents
78.9U.S. 39.3
Rank
698th of 922areas by count

Insurance agencies and brokerages in Jamestown, ND by the numbers

The Census Bureau's 2023 County Business Patterns lists 17 establishments classified as Insurance Agencies and Brokerages (NAICS 524210) in the Jamestown, ND micropolitan area. Together they reported 64 mid-March employees and $5,449,000 of payroll for the year. That ranks 698th of the 922 metro and micropolitan areas where Census published a count for this industry.

With 21,546 residents in the Census 2024 estimate, that is 78.9 insurance agencies and brokerages per 100,000 people, 100.7% above the national rate of 39.3. Establishments average 3.8 employees, 38.5% below the U.S. average of 6.1. Payroll per employee comes to $85,141, 6.3% below the national $90,831.

Insurance agencies and brokerages: Jamestown, ND compared with North Dakota and the U.S., 2023
MeasureJamestown, NDNorth DakotaUnited States
Establishments17647133,728
Mid-March employees642,389818,561
Annual payroll$5,449,000 (moderate noise)$175,324,000$74,350,546,000
Employees per establishment3.83.76.1
Payroll per employee$85,141$73,388$90,831
Establishments per 100,000 residents78.981.239.3

Census County Business Patterns 2023 (mid-March employment; annual payroll). Employees and payroll flagged high-noise are shown but not used in the text. Residents: Census Vintage 2024 estimates.

How big insurance agencies and brokerages in Jamestown, ND are

Of the insurance agencies and brokerages in Jamestown, ND that had employees in March 2023, 68.8% had fewer than five (the U.S. share is 72.3%). 100.0% had fewer than ten. Small teams usually share the phone: the person who answers is often also serving a customer or doing the job, which is when calls get missed.

Insurance agencies and brokerages in Jamestown, ND by employment size, 2023
Employment sizeEstablishmentsShareU.S. share
1–4 employees1168.8%72.3%
5–9 employees531.3%17.6%
10–19 employeesnot published—6.0%
20–49 employeesnot published—2.7%
50 or more employees00.0%1.4%

Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.

Calls an insurance agency in Jamestown, ND has to catch

Insurance agencies take quote requests, policy changes and claims questions, and a caller shopping for a quote may only call one or two agencies. Recording calls and summarizing them also helps agencies document what a client asked for.

Calls an insurance agency in Jamestown, ND might handle in a typical week include:

After-hours calls

After-hours calls after an accident or loss need clear instructions on how to reach the carrier's claims line.

With business-hours routing, calls after closing can go to transcribed voicemail or an optional AI receptionist instead of ringing an empty room.

Callata vs. per-seat pricing for insurance agencies and brokerages in Jamestown, ND

The average insurance agency in Jamestown, ND has 3.8 employees, so a 4-person team is a reasonable benchmark. On a per-user plan that headcount sets the bill: $99.80 a month on Ooma Office Pro or $120.00 on RingCentral RingEX Core at list price (checked September 28, 2026). On Callata the same 4 people cost $99.00 a month, less than either per-seat plan.

The annual difference against RingCentral's monthly list price comes to $252. Some vendors discount annual contracts; the table shows month-to-month prices.

Monthly list price for a 4-person insurance agency
Provider (plan)Pricing basisPer monthPer year
Callata (Callata Office)$99 incl. 5 users, $20 per extra user$99.00$1,188.00
Quo (Starter)$19.00 per user$76.00$912.00
Nextiva (Core)$23.00 per user$92.00$1,104.00
Ooma (Office Pro)$24.95 per user$99.80$1,197.60
Dialpad (Standard)$27.00 per user$108.00$1,296.00
RingCentral (RingEX Core)$30.00 per user$120.00$1,440.00

Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.

Which area code to use in Jamestown, ND

The exchanges in the area's named cities and towns are all in area code 701 (18 exchanges in NANPA's file). Callata's plan includes up to 3 local numbers; you can pick them in the area codes your policyholders recognize, subject to carrier inventory, or port the number you already have for free.

Area codes in the Jamestown, ND area by assigned exchanges
Area codeExchangesTime zoneIn service sinceOverlay with
70118Central and Mountain1947none

Exchanges are NANPA-assigned central office codes (NPA-NXX) in the rate centers matched to the area's named places. Source: NANPA utilized code and NPA reports.

How Callata works for insurance agencies and brokerages

Callata is a business phone system priced at $99 a month with 5 users included, then $20 per additional user. Callata Office includes up to 3 local business numbers, unlimited inbound calling, 1,500 pooled outbound US and Canada minutes per user each month, a browser softphone that can also ring your cell, voicemail with transcription, call recording with AI summaries, business-hours routing and E911 on every number.

If you already have a number in Jamestown, ND, porting it to Callata is free. Texting from a local number requires a one-time carrier registration (10DLC, $49), and the numbers available in any area code depend on carrier inventory when you choose them.

Optional AI agents (receptionist, sales, support or scheduler) can answer calls after hours or when nobody picks up, take messages, text, email and transfer to your team. They are billed from prepaid AI minutes at $0.25 per minute, identify themselves as AI, and may only place outbound calls to people who consented, between 8am and 9pm.

Outbound sales calls and texts are subject to telemarketing and consent rules; get consent before marketing by phone or text.

Frequently asked questions

How many insurance agencies and brokerages are there in Jamestown, ND?

Census County Business Patterns counted 17 insurance agencies and brokerages in the Jamestown, ND micropolitan area in 2023. They employed 64 people in mid-March.

What does a business phone system cost for a 4-person insurance agency?

At month-to-month list prices checked September 28, 2026, 4 users cost $120.00 a month on RingCentral RingEX Core and $99.80 on Ooma Office Pro. On Callata, $99 a month with 5 users included, then $20 per additional user, the same team pays $99.00.

What area code should an insurance agency in Jamestown, ND use?

Area code 701 has the most assigned exchanges among the area's named places. If you already have a local number, you can port it to Callata for free.

Can an AI receptionist answer calls for an insurance agency?

Yes. Callata's optional AI agents can answer when the team is busy or closed, take a message, text, email or transfer the call. They disclose that they are AI and are billed from prepaid AI minutes at $0.25 per minute. Outbound sales calls and texts are subject to telemarketing and consent rules; get consent before marketing by phone or text.