CallataGuidesBusiness phone system for mortgage and nonmortgage loan brokers in Idaho
55 mortgage and nonmortgage loan brokers operated in Idaho in 2023. Where they are, how big their teams are, and what phone service costs them.
- Establishments
- 55CBP 2023
- Employees
- 135mid-March 2023
- Per 100k residents
- 2.7U.S. 2.9
- State rank
- 30th of 51by count
Mortgage and nonmortgage loan brokers in Idaho by the numbers
Idaho had 55 mortgage and nonmortgage loan brokers in 2023, according to Census County Business Patterns (NAICS 522310, Mortgage and Nonmortgage Loan Brokers). They employed 135 people in mid-March and reported $11.5 million in annual payroll. That is the 30th highest count among the 51 states and DC with published figures. Mortgage and nonmortgage loan brokers make up 0.09% of the 58,100 business establishments in the state.
Per 100,000 residents (2024 estimate) Idaho has 2.7 mortgage and nonmortgage loan brokers, 4.6% below the national rate of 2.9. The average establishment has 2.5 employees against 5.6 nationally. Payroll per employee is $85,511, 4.3% below the U.S. figure of $89,382.
| Measure | Idaho | United States |
|---|---|---|
| Establishments | 55 | 9,792 |
| Mid-March employees | 135 | 54,952 |
| Annual payroll | $11,544,000 | $4,911,723,000 |
| Employees per establishment | 2.5 | 5.6 |
| Payroll per employee | $85,511 | $89,382 |
| Establishments per 100,000 residents | 2.7 | 2.9 |
Census County Business Patterns 2023 (mid-March employment; annual payroll). Employees and payroll flagged high-noise are shown but not used in the text. Residents: Census Vintage 2024 estimates.
Where mortgage and nonmortgage loan brokers in Idaho are concentrated
Census published mortgage brokerage counts for 5 metro or micropolitan areas that include part of Idaho. The largest is Boise City, ID, with 31 establishments. Single-state metro and micropolitan areas account for 87% of the statewide total; the rest are outside any published area or in areas Census suppressed.
| Area | Establishments | Employees | Per 100k residents |
|---|---|---|---|
| Boise City, ID | 31 | 83 | 3.7 |
| Logan, UT-ID | 11 | 14 | 6.8 |
| Coeur d'Alene, ID | 8 | — | 4.2 |
| Idaho Falls, ID | 5 | — | 2.9 |
| Sandpoint, ID | 4 | 10 | 7.4 |
Source: Census County Business Patterns 2023; population from Census Vintage 2024 estimates.
Team sizes at mortgage and nonmortgage loan brokers in Idaho
85.5% of Idaho's mortgage and nonmortgage loan brokers with employees had fewer than five people in March 2023, compared with 81.5% nationally. 94.5% had fewer than ten. At that size the phone is shared, so routing (who rings, when, and what happens after hours) matters more than the number of desk phones.
| Employment size | Establishments | Share | U.S. share |
|---|---|---|---|
| 1–4 employees | 47 | 85.5% | 81.5% |
| 5–9 employees | 5 | 9.1% | 10.6% |
| 10–19 employees | 3 | 5.5% | 4.5% |
| 20–49 employees | not published | — | 2.2% |
| 50 or more employees | 0 | 0.0% | 1.2% |
Employment-size classes count establishments by mid-March 2023 employment. Establishments with no March employees are excluded from the size classes, so shares are of establishments with employees. Source: Census County Business Patterns 2023.
Calls a mortgage brokerage in Idaho has to catch
Loan brokers live on responsiveness: borrowers call while house hunting, and agents call to check on approvals before offers. Calls missed during a rate-sensitive moment can cost a deal. That holds for mortgage and nonmortgage loan brokers in Idaho as much as anywhere.
A few of the calls that come in to mortgage and nonmortgage loan brokers in Idaho:
- An appraiser calls to schedule access to a property.
- A borrower calls to ask about locking a rate.
- A real estate agent calls to verify a buyer's approval status.
What mortgage and nonmortgage loan brokers text about
Brokers text document checklists and status updates to borrowers and agents.
Texting from a local number in Idaho requires carrier registration (10DLC), a one-time $49 fee on Callata.
Callata vs. per-seat pricing for mortgage and nonmortgage loan brokers in Idaho
Mortgage and nonmortgage loan brokers in Idaho average 2.5 employees, so the comparison uses a 2-person team. On a per-user plan that headcount sets the bill: $49.90 a month on Ooma Office Pro or $60.00 on RingCentral RingEX Core at list price (checked September 28, 2026). Callata costs $99.00 a month ($99 a month with 5 users included, then $20 per additional user), so at this team size both per-seat plans are cheaper; Callata drops below them from 4 users.
At this team size the per-seat plans cost less than Callata's $99 base price, which already covers 5 users; Callata becomes the lower price from 4 users.
| Provider (plan) | Pricing basis | Per month | Per year |
|---|---|---|---|
| Callata (Callata Office) | $99 incl. 5 users, $20 per extra user | $99.00 | $1,188.00 |
| Quo (Starter) | $19.00 per user | $38.00 | $456.00 |
| Nextiva (Core) | $23.00 per user | $46.00 | $552.00 |
| Ooma (Office Pro) | $24.95 per user | $49.90 | $598.80 |
| Dialpad (Standard) | $27.00 per user | $54.00 | $648.00 |
| RingCentral (RingEX Core) | $30.00 per user | $60.00 | $720.00 |
Competitor prices are each vendor's published month-to-month list price per user for its lowest plan that includes business calling and texting, checked September 28, 2026: Quo Starter $19, Nextiva Core $23, Ooma Office Pro $24.95 (Essentials excludes texting; one-time $29.95 activation not included), Dialpad Standard $27, RingCentral RingEX Core $30 ($20 billed annually). Prices exclude taxes and fees and may change; annual contracts lower some competitors' prices.
Area codes in Idaho
Idaho has 2 geographic area codes in service according to NANPA. Callata includes up to 3 local numbers, so a mortgage brokerage can hold a number in more than one of them.
| Area code | Exchanges | Time zone | In service since | Overlay with |
|---|---|---|---|---|
| 208 | 785 | Mountain and Pacific | 1947 | 986 |
| 986 | 187 | Pacific | 2017 | 208 |
Exchanges are NANPA-assigned central office codes (NPA-NXX) in the rate centers matched to the area's named places. Source: NANPA utilized code and NPA reports.
How Callata works for mortgage and nonmortgage loan brokers in Idaho
Callata Office costs $99 per month for up to 5 people, and each additional user is $20 a month. That covers up to 3 local numbers, calling from a browser or your cell, transcribed voicemail, recorded calls with AI summaries, after-hours routing and E911 on each number.
Porting a number you already use in Idaho is free, and business texting is available once the carrier registration (10DLC) is approved; the registration carries a one-time $49 fee. Which specific numbers are open in a given area code depends on carrier inventory at the time you sign up.
AI agents are optional: an AI receptionist or scheduler can pick up when the team is busy or closed, take a message, send a text or email, or transfer the call. They draw on prepaid AI minutes ($0.25/minute), disclose that they are AI, and outbound AI calls require prior consent and are limited to 8am–9pm.
Marketing calls and texts require consent, and financial details should not be sent by text.
Frequently asked questions
How many mortgage and nonmortgage loan brokers are in Idaho?
55 in 2023, according to Census County Business Patterns. They employed 135 people in mid-March.
Which Idaho metro area has the most mortgage and nonmortgage loan brokers?
Boise City, ID, with 31 establishments in 2023.
What does a phone system cost a 2-person mortgage brokerage?
$60.00 a month on RingCentral RingEX Core or $49.90 on Ooma Office Pro at month-to-month list prices (checked September 28, 2026); $99.00 on Callata ($99 a month with 5 users included, then $20 per additional user).
Do I need to register to text customers from a Idaho number?
Yes. US carriers require business texting from local numbers to be registered (10DLC). On Callata the registration is a one-time $49 fee, and texting turns on once it is approved.